HomeCompareMDLZ vs MTB

MDLZ vs MTB: Dividend Comparison 2026

MDLZ yields 3.33% · MTB yields 2.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MDLZ wins by $1.50M in total portfolio value
10 years
MDLZ
MDLZ
● Live price
3.33%
Share price
$58.25
Annual div
$1.94
5Y div CAGR
63.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,087,665.09
Full MDLZ calculator →
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →

Portfolio growth — MDLZ vs MTB

📍 MDLZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDLZMTB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDLZ + MTB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDLZ pays
MTB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDLZ
Annual income on $10K today (after 15% tax)
$283.09/yr
After 10yr DRIP, annual income (after tax)
$924,515.33/yr
MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
At 15% tax rate, MDLZ beats the other by $917,796.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDLZ + MTB for your $10,000?

MDLZ: 50%MTB: 50%
100% MTB50/50100% MDLZ
Portfolio after 10yr
$797.7K
Annual income
$547,784.56/yr
Blended yield
68.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MDLZ right now

MDLZ
Analyst Ratings
31
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$66.46
+14.1% upside vs current
Range: $61.00 — $73.00
Altman Z
2.3
Piotroski
6/9
MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDLZ buys
0
MTB buys
0
No recent congressional trades found for MDLZ or MTB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDLZMTB
Forward yield3.33%2.91%
Annual dividend / share$1.94$5.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR63.9%29.4%
Portfolio after 10y$1.55M$48.5K
Annual income after 10y$1,087,665.09$7,904.03
Total dividends collected$1.48M$24.8K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusBuyHold
Analyst price target$66.46$228.63

Year-by-year: MDLZ vs MTB ($10,000, DRIP)

YearMDLZ PortfolioMDLZ Income/yrMTB PortfolioMTB Income/yrGap
1← crossover$11,246$545.86$11,076$376.37+$170.00MDLZ
2$12,973$940.31$12,356$504.15+$617.00MDLZ
3$15,543$1,661.61$13,901$680.12+$1.6KMDLZ
4$19,681$3,049.36$15,799$925.35+$3.9KMDLZ
5$26,972$5,914.28$18,177$1,271.90+$8.8KMDLZ
6$41,276$12,415.97$21,219$1,769.67+$20.1KMDLZ
7$73,270$29,104.38$25,203$2,498.31+$48.1KMDLZ
8$157,536$79,136.79$30,556$3,588.54+$127.0KMDLZ
9$429,194$260,630.79$37,956$5,261.49+$391.2KMDLZ
10$1,546,903$1,087,665.09$48,517$7,904.03+$1.50MMDLZ

MDLZ vs MTB: Complete Analysis 2026

MDLZConsumer Staples

Mondelez International, Inc., through its subsidiaries, manufactures, markets, and sells snack food and beverage products in the Latin America, North America, Asia, the Middle East, Africa, and Europe. It provides biscuits, including cookies, crackers, and salted snacks; chocolates; and gums and candies, as well as various cheese and grocery, and powdered beverage products. The company's snack brand portfolio includes Cadbury, Milka, and Toblerone chocolates; Oreo, belVita, and LU biscuits; Halls candies; Trident gums; and Tang powdered beverages. It serves supermarket chains, wholesalers, supercenters, club stores, mass merchandisers, distributors, convenience stores, gasoline stations, drug stores, value stores, and other retail food outlets through direct store delivery, company-owned and satellite warehouses, third party distributors, and other facilities, as well as through independent sales offices and agents, and e-commerce channels. The company was formerly known as Kraft Foods Inc. and changed its name to Mondelez International, Inc. in October 2012. Mondelez International, Inc. was incorporated in 2000 and is headquartered in Chicago, Illinois.

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MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.