HomeCompareMDLZ vs UNP

MDLZ vs UNP: Dividend Comparison 2026

MDLZ yields 3.33% · UNP yields 2.29%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MDLZ wins by $1.48M in total portfolio value
10 years
MDLZ
MDLZ
● Live price
3.33%
Share price
$58.25
Annual div
$1.94
5Y div CAGR
63.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,087,665.09
Full MDLZ calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — MDLZ vs UNP

📍 MDLZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDLZUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MDLZ + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDLZ pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDLZ
Annual income on $10K today (after 15% tax)
$283.09/yr
After 10yr DRIP, annual income (after tax)
$924,515.33/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, MDLZ beats the other by $908,811.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDLZ + UNP for your $10,000?

MDLZ: 50%UNP: 50%
100% UNP50/50100% MDLZ
Portfolio after 10yr
$808.4K
Annual income
$553,070.00/yr
Blended yield
68.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MDLZ right now

MDLZ
Analyst Ratings
31
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$66.46
+14.1% upside vs current
Range: $61.00 — $73.00
Altman Z
2.3
Piotroski
6/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDLZ buys
0
UNP buys
7
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDLZUNP
Forward yield3.33%2.29%
Annual dividend / share$1.94$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR63.9%40.9%
Portfolio after 10y$1.55M$69.9K
Annual income after 10y$1,087,665.09$18,474.89
Total dividends collected$1.48M$44.9K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusBuyBuy
Analyst price target$66.46$276.57

Year-by-year: MDLZ vs UNP ($10,000, DRIP)

YearMDLZ PortfolioMDLZ Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$11,246$545.86$11,023$322.76+$223.00MDLZ
2$12,973$940.31$12,263$468.48+$710.00MDLZ
3$15,543$1,661.61$13,808$686.31+$1.7KMDLZ
4$19,681$3,049.36$15,792$1,017.59+$3.9KMDLZ
5$26,972$5,914.28$18,430$1,532.54+$8.5KMDLZ
6$41,276$12,415.97$22,075$2,355.20+$19.2KMDLZ
7$73,270$29,104.38$27,335$3,714.82+$45.9KMDLZ
8$157,536$79,136.79$35,306$6,057.38+$122.2KMDLZ
9$429,194$260,630.79$48,080$10,302.43+$381.1KMDLZ
10$1,546,903$1,087,665.09$69,920$18,474.89+$1.48MMDLZ

MDLZ vs UNP: Complete Analysis 2026

MDLZConsumer Staples

Mondelez International, Inc., through its subsidiaries, manufactures, markets, and sells snack food and beverage products in the Latin America, North America, Asia, the Middle East, Africa, and Europe. It provides biscuits, including cookies, crackers, and salted snacks; chocolates; and gums and candies, as well as various cheese and grocery, and powdered beverage products. The company's snack brand portfolio includes Cadbury, Milka, and Toblerone chocolates; Oreo, belVita, and LU biscuits; Halls candies; Trident gums; and Tang powdered beverages. It serves supermarket chains, wholesalers, supercenters, club stores, mass merchandisers, distributors, convenience stores, gasoline stations, drug stores, value stores, and other retail food outlets through direct store delivery, company-owned and satellite warehouses, third party distributors, and other facilities, as well as through independent sales offices and agents, and e-commerce channels. The company was formerly known as Kraft Foods Inc. and changed its name to Mondelez International, Inc. in October 2012. Mondelez International, Inc. was incorporated in 2000 and is headquartered in Chicago, Illinois.

Full MDLZ Calculator →

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
📬

Get this MDLZ vs UNP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MDLZ vs SCHDMDLZ vs JEPIMDLZ vs OMDLZ vs KOMDLZ vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.