Is MFOCX or FCPT a better dividend investment in 2026?

MFOCX currently yields 18.53% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: MFOCX offers higher current income.

What is the dividend yield difference between MFOCX and FCPT?

MFOCX has a forward dividend yield of 18.53% ($4.99/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 12.48 percentage points.

Home › Compare › MFOCX vs FCPT

MFOCX vs FCPT: Dividend Comparison 2026

MFOCX yields 18.53% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFOCX wins by $17.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFOCX

● Live price

18.53%

Share price

$26.93

Annual div

$4.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$66.7K

Annual income

$5,739.19

Full MFOCX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — MFOCX vs FCPT

📍 MFOCX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFOCX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MFOCX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MFOCX pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOCX

Annual income on $10K today (after 15% tax)

$1,574.69/yr

After 10yr DRIP, annual income (after tax)

$4,878.31/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $30.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOCX + FCPT for your $10,000?

MFOCX: 50%FCPT: 50%

100% FCPT50/50100% MFOCX

Portfolio after 10yr

$57.9K

Annual income

$5,757.24/yr

Blended yield

9.95%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

MFOCX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOCX buys

FCPT buys

No recent congressional trades found for MFOCX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFOCXFCPT

Forward yield	18.53% ✓	6.05%
Annual dividend / share	$4.99 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$66.7K ✓	$49.1K
Annual income after 10y	$5,739.19	$5,775.28 ✓
Total dividends collected	$36.4K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: MFOCX vs FCPT ($10,000, DRIP)

Year	MFOCX Portfolio	MFOCX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$12,553	$1,852.58	$11,401	$700.92	+$1.2K → MFOCX
2	$15,605	$2,173.33	$13,064	$864.84	+$2.5K → MFOCX
3	$19,222	$2,525.00	$15,051	$1,072.48	+$4.2K → MFOCX
4	$23,474	$2,906.85	$17,442	$1,337.22	+$6.0K → MFOCX
5	$28,435	$3,317.68	$20,340	$1,677.08	+$8.1K → MFOCX
6	$34,182	$3,755.90	$23,880	$2,116.57	+$10.3K → MFOCX
7	$40,794	$4,219.55	$28,241	$2,689.36	+$12.6K → MFOCX
8	$48,356	$4,706.36	$33,660	$3,442.07	+$14.7K → MFOCX
9	$56,954	$5,213.81	$40,456	$4,439.95	+$16.5K → MFOCX
10	$66,680	$5,739.19	$49,063	$5,775.28	+$17.6K → MFOCX

MFOCX vs FCPT: Complete Analysis 2026

MFOCX — Stock

The fund invests primarily in the common stocks of large companies that are selected for their long-term growth potential. It will normally hold a core position of between 20 and 35 common stocks. In selecting investments for the fund, the investment adviser uses an approach that emphasizes the selection of what the investment adviser believes are stocks of high-quality companies with compelling potential for long-term capital appreciation. The investment approach combines "top-down" analysis and "bottom-up" analysis and security analysis to identify opportunities. The fund is non-diversified.

Full MFOCX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this MFOCX vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MFOCX vs SCHD MFOCX vs JEPI MFOCX vs O MFOCX vs KO MFOCX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.