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MFOIX vs SPHD: Dividend Comparison 2026

MFOIX yields 13.85% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MFOIX wins by $23.2K in total portfolio value
10 years
MFOIX
MFOIX
● Live price
13.85%
Share price
$14.44
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$3,269.25
Full MFOIX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MFOIX vs SPHD

📍 MFOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFOIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFOIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFOIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOIX
Annual income on $10K today (after 15% tax)
$1,177.29/yr
After 10yr DRIP, annual income (after tax)
$2,778.86/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, MFOIX beats the other by $2,293.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOIX + SPHD for your $10,000?

MFOIX: 50%SPHD: 50%
100% SPHD50/50100% MFOIX
Portfolio after 10yr
$38.1K
Annual income
$1,920.28/yr
Blended yield
5.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOIX buys
0
SPHD buys
0
No recent congressional trades found for MFOIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFOIXSPHD
Forward yield13.85%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.7K$26.5K
Annual income after 10y$3,269.25$571.32
Total dividends collected$22.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFOIX vs SPHD ($10,000, DRIP)

YearMFOIX PortfolioMFOIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,085$1,385.04$11,133$432.85+$952.00MFOIX
2$14,495$1,564.33$12,363$450.36+$2.1KMFOIX
3$17,264$1,753.57$13,695$467.39+$3.6KMFOIX
4$20,424$1,951.83$15,138$483.90+$5.3KMFOIX
5$24,012$2,158.07$16,697$499.88+$7.3KMFOIX
6$28,064$2,371.18$18,382$515.31+$9.7KMFOIX
7$32,618$2,590.02$20,198$530.17+$12.4KMFOIX
8$37,715$2,813.42$22,157$544.46+$15.6KMFOIX
9$43,395$3,040.21$24,266$558.18+$19.1KMFOIX
10$49,702$3,269.25$26,536$571.32+$23.2KMFOIX

MFOIX vs SPHD: Complete Analysis 2026

MFOIXStock

The investment seeks capital appreciation. The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities. It invests in approximately 25-30 companies that are considered by the investment adviser to be positioned for long-term earnings growth. The fund may invest in the stocks of companies of any size, although it focuses on large-cap companies. It invests primarily in equity securities of U.S. issuers, but may invest up to 25% of its assets in the equity securities of foreign issuers, including those in emerging market countries. The fund is non-diversified.

Full MFOIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.