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MGI vs BTI: Dividend Comparison 2026

MGI yields 33.48% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MGI wins by $123.7K in total portfolio value
10 years
MGI
MGI
● Live price
33.48%
Share price
$10.99
Annual div
$3.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.5K
Annual income
$23,494.39
Full MGI calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — MGI vs BTI

📍 MGI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMGIBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MGI + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MGI pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGI
Annual income on $10K today (after 15% tax)
$2,846.22/yr
After 10yr DRIP, annual income (after tax)
$19,970.23/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, MGI beats the other by $17,588.28/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of MGI + BTI for your $10,000?

MGI: 50%BTI: 50%
100% BTI50/50100% MGI
Portfolio after 10yr
$99.7K
Annual income
$13,148.34/yr
Blended yield
13.19%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MGI
Analyst Ratings
3
Buy
12
Hold
2
Sell
Consensus: Hold
Altman Z
1.0
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGI buys
0
BTI buys
0
No recent congressional trades found for MGI or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMGIBTI
Forward yield33.48%5.40%
Annual dividend / share$3.68$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$161.5K$37.8K
Annual income after 10y$23,494.39$2,802.29
Total dividends collected$114.8K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: MGI vs BTI ($10,000, DRIP)

YearMGI PortfolioMGI Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$14,048$3,348.50$11,301$601.08+$2.7KMGI
2$19,428$4,396.39$12,799$706.58+$6.6KMGI
3$26,470$5,682.21$14,527$832.38+$11.9KMGI
4$35,559$7,235.37$16,527$982.75+$19.0KMGI
5$47,132$9,083.68$18,846$1,162.95+$28.3KMGI
6$61,683$11,252.35$21,545$1,379.49+$40.1KMGI
7$79,764$13,763.02$24,694$1,640.41+$55.1KMGI
8$101,980$16,632.99$28,378$1,955.69+$73.6KMGI
9$128,994$19,874.52$32,702$2,337.79+$96.3KMGI
10$161,518$23,494.39$37,794$2,802.29+$123.7KMGI

MGI vs BTI: Complete Analysis 2026

MGIStock

MoneyGram International, Inc., together with its subsidiaries, provides cross-border peer-to-peer payments and money transfer services in the United States and internationally. The company operates through two segments, Global Funds Transfer and Financial Paper Products. The Global Funds Transfer segment offers money transfer services and bill payment services through third-party agents, including retail chains, independent retailers, post offices, banks, and other financial institutions; and digital solutions, such as moneygram.com, account deposit, and kiosk-based services, as well as mobile app solutions. The Financial Paper Products segment provides money orders to consumers through its agents and financial institutions under the MoneyGram brand and on a private label or co-branded basis with various agents and financial institutions; and official check outsourcing services for banks and credit unions. MoneyGram International, Inc. was incorporated in 2003 and is based in Dallas, Texas.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.