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MIUFF vs BTI: Dividend Comparison 2026

MIUFF yields 3.50% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MIUFF wins by $192.5K in total portfolio value· pulled ahead in Year 3
10 years
MIUFF
MIUFF
● Live price
3.50%
Share price
$7.50
Annual div
$0.26
5Y div CAGR
47.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$230.3K
Annual income
$106,615.93
Full MIUFF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — MIUFF vs BTI

📍 MIUFF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMIUFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MIUFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MIUFF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MIUFF
Annual income on $10K today (after 15% tax)
$297.76/yr
After 10yr DRIP, annual income (after tax)
$90,623.54/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, MIUFF beats the other by $88,241.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MIUFF + BTI for your $10,000?

MIUFF: 50%BTI: 50%
100% BTI50/50100% MIUFF
Portfolio after 10yr
$134.0K
Annual income
$54,709.11/yr
Blended yield
40.82%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MIUFF
No analyst data
Altman Z
0.7
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MIUFF buys
0
BTI buys
0
No recent congressional trades found for MIUFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMIUFFBTI
Forward yield3.50%5.40%
Annual dividend / share$0.26$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.4%11.3%
Portfolio after 10y$230.3K$37.8K
Annual income after 10y$106,615.93$2,802.29
Total dividends collected$196.2K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MIUFF vs BTI ($10,000, DRIP)

YearMIUFF PortfolioMIUFF Income/yrBTI PortfolioBTI Income/yrGap
1$11,216$516.35$11,301$601.08$85.00BTI
2$12,799$797.83$12,799$706.58$0.00BTI
3← crossover$14,949$1,254.18$14,527$832.38+$422.00MIUFF
4$18,014$2,017.96$16,527$982.75+$1.5KMIUFF
5$22,625$3,349.72$18,846$1,162.95+$3.8KMIUFF
6$30,004$5,795.55$21,545$1,379.49+$8.5KMIUFF
7$42,692$10,587.78$24,694$1,640.41+$18.0KMIUFF
8$66,434$20,753.31$28,378$1,955.69+$38.1KMIUFF
9$115,572$44,488.07$32,702$2,337.79+$82.9KMIUFF
10$230,278$106,615.93$37,794$2,802.29+$192.5KMIUFF

MIUFF vs BTI: Complete Analysis 2026

MIUFFStock

Mitsubishi HC Capital Inc., together with its subsidiaries, engages in the lease, installment sale, and other financing activities in Japan, North America, Europe, the Middle and Near East, Asia/Oceania, and internationally. The company operates through Customer Business, Account Solution, Vendor Solution, LIFE, Real Estate, Environment & Renewable Energy, Aviation, Logistics, Mobility, and Others segments. It offers finance solutions for corporations, government agencies, and vendors; provides sales finance through collaboration with vendors; develops, operates, and leases logistics and commercial facilities; and engages in the community development, food, agriculture, living essentials industry, and non-life insurance businesses. The company also offers real estate securitization finance, as well as engages in the real estate investment, asset management, and leasing activities; and power generation through renewable energy, as well as provision of environment-related equipment leasing and financing services. In addition, it provides aircraft, aircraft engine, marine container, railway freight car, and auto leasing services; and medical equipment leasing and finance, and social infrastructure investment and finance services. Further, the company offers trust and settlement services. Mitsubishi HC Capital Inc. was incorporated in 1971 and is based in Tokyo, Japan.

Full MIUFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.