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MLGF vs EPRT: Dividend Comparison 2026

MLGF yields 4.53% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $24.2K in total portfolio value· pulled ahead in Year 2
10 years
MLGF
MLGF
● Live price
4.53%
Share price
$21.31
Annual div
$0.96
5Y div CAGR
15.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.1K
Annual income
$3,521.64
Full MLGF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — MLGF vs EPRT

📍 EPRT pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMLGFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MLGF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MLGF pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLGF
Annual income on $10K today (after 15% tax)
$384.63/yr
After 10yr DRIP, annual income (after tax)
$2,993.39/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $7,921.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MLGF + EPRT for your $10,000?

MLGF: 50%EPRT: 50%
100% EPRT50/50100% MLGF
Portfolio after 10yr
$51.3K
Annual income
$8,181.18/yr
Blended yield
15.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

MLGF
No analyst data
Altman Z
-0.5
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLGF buys
0
EPRT buys
0
No recent congressional trades found for MLGF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMLGFEPRT
Forward yield4.53%3.92%
Annual dividend / share$0.96$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.7%29%
Portfolio after 10y$39.1K$63.4K
Annual income after 10y$3,521.64$12,840.73
Total dividends collected$15.8K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: MLGF vs EPRT ($10,000, DRIP)

YearMLGF PortfolioMLGF Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,224$523.55$11,205$505.18+$19.00MLGF
2← crossover$12,645$635.39$12,672$682.46$27.00EPRT
3$14,304$774.04$14,490$930.48$186.00EPRT
4$16,252$946.81$16,786$1,282.69$534.00EPRT
5$18,553$1,163.22$19,753$1,791.56$1.2KEPRT
6$21,287$1,435.88$23,677$2,541.64$2.4KEPRT
7$24,559$1,781.47$29,008$3,672.99$4.4KEPRT
8$28,500$2,222.37$36,463$5,425.08$8.0KEPRT
9$33,284$2,788.74$47,238$8,221.57$14.0KEPRT
10$39,136$3,521.64$63,385$12,840.73$24.2KEPRT

MLGF vs EPRT: Complete Analysis 2026

MLGFStock

Malaga Financial Corporation operates as the holding company for Malaga Bank that provides various community banking products and services to personal and business customers. It offers checking, savings, NOW, and money market accounts, certificates of deposits, and demand deposits. The company also provides commercial real estate, land, business banking, consumer, and personal loans, as well as single and multi-family residential mortgage loans. In addition, it offers coupon redemption, direct deposit, overdraft lines of credit, telephone transfers, U.S. savings bond redemption, and wire transfer services; and ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository, notary, safe deposit boxes, and trust deed note collection services. Further, the company provides online banking services, including bill payer, e-statements, and mobile banking services. As of December 31, 2021, it operated five branch offices in Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.

Full MLGF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.