Is MMAC or ADC a better dividend investment in 2026?

MMAC currently yields 337.95% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: MMAC offers higher current income.

What is the dividend yield difference between MMAC and ADC?

MMAC has a forward dividend yield of 337.95% ($93.85/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 333.82 percentage points.

Home › Compare › MMAC vs ADC

MMAC vs ADC: Dividend Comparison 2026

MMAC yields 337.95% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MMAC wins by $3425.37M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MMAC

● Live price

337.95%

Share price

$27.77

Annual div

$93.85

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3425.55M

Annual income

$2,165,225,810.79

Full MMAC calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — MMAC vs ADC

📍 MMAC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MMAC	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MMAC + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MMAC pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMAC

Annual income on $10K today (after 15% tax)

$28,726.14/yr

After 10yr DRIP, annual income (after tax)

$1,840,441,939.17/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, MMAC beats the other by $1,840,373,261.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MMAC + ADC for your $10,000?

MMAC: 50%ADC: 50%

100% ADC50/50100% MMAC

Portfolio after 10yr

$1712.86M

Annual income

$1,082,653,304.05/yr

Blended yield

63.21%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

MMAC

No analyst data

Altman Z

24.4

Piotroski

4/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMAC buys

ADC buys

No recent congressional trades found for MMAC or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMMACADC

Forward yield	337.95% ✓	4.13%
Annual dividend / share	$93.85 ✓	$3.10
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$3425.55M ✓	$178.9K
Annual income after 10y	$2,165,225,810.79 ✓	$80,797.29
Total dividends collected	$3303.80M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: MMAC vs ADC ($10,000, DRIP)

Year	MMAC Portfolio	MMAC Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$44,495	$33,795.46	$10,990	$580.36	+$33.5K → MMAC
2	$188,147	$140,536.89	$12,301	$860.26	+$175.8K → MMAC
3	$756,695	$555,377.43	$14,104	$1,298.62	+$742.6K → MMAC
4	$2,897,170	$2,087,506.28	$16,691	$2,008.16	+$2.88M → MMAC
5	$10,569,569	$7,469,597.80	$20,580	$3,205.09	+$10.55M → MMAC
6	$36,777,554	$25,468,114.96	$26,754	$5,330.02	+$36.75M → MMAC
7	$122,172,622	$82,820,638.61	$37,196	$9,345.14	+$122.14M → MMAC
8	$387,850,618	$257,125,912.79	$56,244	$17,523.09	+$387.79M → MMAC
9	$1,177,873,897	$762,873,735.95	$94,286	$35,736.21	+$1177.78M → MMAC
10	$3,425,550,881	$2,165,225,810.79	$178,949	$80,797.29	+$3425.37M → MMAC

MMAC vs ADC: Complete Analysis 2026

MMAC — Stock

MMA Capital Holdings, Inc. engages in investing in debt associated with renewable energy infrastructure and real estate. The company is headquartered in Baltimore, Maryland and currently employs 216 full-time employees. The firm operates through three segments: United States (U.S.) Operations, International Operations and Corporate Operations. The U.S. Operations segment consists of three business lines: Leveraged Bonds, Low-Income Housing Tax Credits (LIHTC) and Energy Capital and Other Investments. In Leveraged Bonds business line, it owns and manages bonds that finance housing and infrastructure in the United States. In LIHTC business line, it owns and manages limited partner and general partner investments in affordable housing communities in the United States. In Energy Capital and Other Investments business line, it provides project capital necessary to develop and build renewable energy systems. The company manages International Operations segment through a subsidiary, International Housing Solutions S.a r.l. (IHS).

Full MMAC Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.