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MMC vs BTI: Dividend Comparison 2026

MMC yields 1.97% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MMC wins by $6.39M in total portfolio value· pulled ahead in Year 3
10 years
MMC
MMC
● Live price
1.97%
Share price
$182.70
Annual div
$3.60
5Y div CAGR
85.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.43M
Annual income
$5,337,816.49
Full MMC calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — MMC vs BTI

📍 MMC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MMC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMC pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMC
Annual income on $10K today (after 15% tax)
$167.49/yr
After 10yr DRIP, annual income (after tax)
$4,537,144.02/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, MMC beats the other by $4,534,762.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMC + BTI for your $10,000?

MMC: 50%BTI: 50%
100% BTI50/50100% MMC
Portfolio after 10yr
$3.23M
Annual income
$2,670,309.39/yr
Blended yield
82.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MMC
Analyst Ratings
8
Buy
17
Hold
1
Sell
Consensus: Hold
Price Target
$211.10
+15.5% upside vs current
Range: $190.00 — $257.00
Altman Z
2.1
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMC buys
0
BTI buys
0
No recent congressional trades found for MMC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMCBTI
Forward yield1.97%5.40%
Annual dividend / share$3.60$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR85.7%11.3%
Portfolio after 10y$6.43M$37.8K
Annual income after 10y$5,337,816.49$2,802.29
Total dividends collected$6.32M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$211.10$40.00

Year-by-year: MMC vs BTI ($10,000, DRIP)

YearMMC PortfolioMMC Income/yrBTI PortfolioBTI Income/yrGap
1$11,066$365.91$11,301$601.08$235.00BTI
2$12,543$702.73$12,799$706.58$256.00BTI
3← crossover$14,804$1,382.43$14,527$832.38+$277.00MMC
4$18,672$2,831.59$16,527$982.75+$2.1KMMC
5$26,177$6,198.25$18,846$1,162.95+$7.3KMMC
6$43,090$15,081.12$21,545$1,379.49+$21.5KMMC
7$89,191$43,084.83$24,694$1,640.41+$64.5KMMC
8$250,208$154,773.33$28,378$1,955.69+$221.8KMMC
9$1,021,256$753,533.27$32,702$2,337.79+$988.6KMMC
10$6,430,560$5,337,816.49$37,794$2,802.29+$6.39MMMC

MMC vs BTI: Complete Analysis 2026

MMCStock

Marsh & McLennan Companies, Inc., a professional services company, provides advice and solutions to clients in the areas of risk, strategy, and people worldwide. It operates in two segments, Risk and Insurance Services, and Consulting. The Risk and Insurance Services segment offers risk management services, such as risk advice, risk transfer, and risk control and mitigation solutions, as well as insurance and reinsurance broking, catastrophe and financial modeling, and related advisory services; and insurance program management services. This segment serves businesses, public entities, insurance companies, associations, professional services organizations, and private clients. The Consulting segment provides health, wealth, and career consulting services and products; and specialized management, as well as economic and brand consulting services. Marsh & McLennan Companies, Inc. was founded in 1871 and is headquartered in New York, New York.

Full MMC Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.