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MMC vs PM: Dividend Comparison 2026

MMC yields 1.97% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MMC wins by $6.38M in total portfolio value· pulled ahead in Year 4
10 years
MMC
MMC
● Live price
1.97%
Share price
$182.70
Annual div
$3.60
5Y div CAGR
85.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.43M
Annual income
$5,337,816.49
Full MMC calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — MMC vs PM

📍 MMC pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MMC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMC
Annual income on $10K today (after 15% tax)
$167.49/yr
After 10yr DRIP, annual income (after tax)
$4,537,144.02/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, MMC beats the other by $4,535,016.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMC + PM for your $10,000?

MMC: 50%PM: 50%
100% PM50/50100% MMC
Portfolio after 10yr
$3.24M
Annual income
$2,670,159.56/yr
Blended yield
82.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

MMC
Analyst Ratings
8
Buy
17
Hold
1
Sell
Consensus: Hold
Price Target
$211.10
+15.5% upside vs current
Range: $190.00 — $257.00
Altman Z
2.1
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMC buys
0
PM buys
0
No recent congressional trades found for MMC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMCPM
Forward yield1.97%3.49%
Annual dividend / share$3.60$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR85.7%17.2%
Portfolio after 10y$6.43M$49.6K
Annual income after 10y$5,337,816.49$2,502.61
Total dividends collected$6.32M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$211.10$194.30

Year-by-year: MMC vs PM ($10,000, DRIP)

YearMMC PortfolioMMC Income/yrPM PortfolioPM Income/yrGap
1$11,066$365.91$11,650$409.56$584.00PM
2$12,543$702.73$13,592$497.49$1.0KPM
3$14,804$1,382.43$15,882$605.21$1.1KPM
4← crossover$18,672$2,831.59$18,589$737.41+$83.00MMC
5$26,177$6,198.25$21,794$899.94+$4.4KMMC
6$43,090$15,081.12$25,597$1,100.16+$17.5KMMC
7$89,191$43,084.83$30,118$1,347.30+$59.1KMMC
8$250,208$154,773.33$35,505$1,652.97+$214.7KMMC
9$1,021,256$753,533.27$41,940$2,031.88+$979.3KMMC
10$6,430,560$5,337,816.49$49,643$2,502.61+$6.38MMMC

MMC vs PM: Complete Analysis 2026

MMCStock

Marsh & McLennan Companies, Inc., a professional services company, provides advice and solutions to clients in the areas of risk, strategy, and people worldwide. It operates in two segments, Risk and Insurance Services, and Consulting. The Risk and Insurance Services segment offers risk management services, such as risk advice, risk transfer, and risk control and mitigation solutions, as well as insurance and reinsurance broking, catastrophe and financial modeling, and related advisory services; and insurance program management services. This segment serves businesses, public entities, insurance companies, associations, professional services organizations, and private clients. The Consulting segment provides health, wealth, and career consulting services and products; and specialized management, as well as economic and brand consulting services. Marsh & McLennan Companies, Inc. was founded in 1871 and is headquartered in New York, New York.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.