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MO vs ADP: Dividend Comparison 2026

MO yields 9.11% · ADP yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ADP wins by $371.00 in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
ADP
ADP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ADP calculator →

Portfolio growth — MO vs ADP

Annual dividend income

MetricMOADP
Forward yield9.11%4.00%
Annual dividend / share$4.08$2.00
Payout ratio78%50%
1-year div growth4.1%5%
5-year div CAGR4.3%5%
Portfolio after 10y$27.7K$28.0K
Annual income after 10y$4,052.72$899.19
Total dividends collected$20.9K$6.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesTechnology

Year-by-year: MO vs ADP ($10,000, DRIP)

YearMO PortfolioMO Income/yrADP PortfolioADP Income/yrGap
1$10,740$949.88$11,120$420.00$380.00ADP
2$11,601$1,086.84$12,357$458.31$756.00ADP
3$12,608$1,250.75$13,721$499.76$1.1KADP
4$13,792$1,448.20$15,227$544.58$1.4KADP
5$15,190$1,687.69$16,885$593.02$1.7KADP
6$16,851$1,980.28$18,713$645.34$1.9KADP
7$18,838$2,340.48$20,724$701.81$1.9KADP
8$21,230$2,787.44$22,938$762.73$1.7KADP
9$24,130$3,346.72$25,372$828.41$1.2KADP
10$27,676$4,052.72$28,047$899.19$371.00ADP

MO vs ADP: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

ADPTechnology

ADP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ADP shares.

Full ADP Calculator →

Frequently Asked Questions

Is MO or ADP better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while ADP offers 4.00% (2.00/share/year). MO provides higher current income. However, ADP has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs ADP earn per year?
With $10,000 invested today: MO pays approximately $911/year. ADP pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $899/year (ADP).
Does MO or ADP pay monthly dividends?
MO pays quarterly dividends. ADP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.