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MO vs HTGC: Dividend Comparison 2026

MO yields 9.11% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $26.0K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — MO vs HTGC

Annual dividend income

MetricMOHTGC
Forward yield9.11%10.22%
Annual dividend / share$4.08$1.88
Payout ratio78%90%
1-year div growth4.1%5.6%
5-year div CAGR4.3%4.2%
Portfolio after 10y$27.7K$53.7K
Annual income after 10y$4,052.72$3,064.35
Total dividends collected$20.9K$19.5K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesBDC

Year-by-year: MO vs HTGC ($10,000, DRIP)

YearMO PortfolioMO Income/yrHTGC PortfolioHTGC Income/yrGap
1$10,740$949.88$12,045$1,064.65$1.3KHTGC
2$11,601$1,086.84$14,442$1,216.94$2.8KHTGC
3$12,608$1,250.75$17,242$1,384.73$4.6KHTGC
4$13,792$1,448.20$20,501$1,568.89$6.7KHTGC
5$15,190$1,687.69$24,280$1,770.26$9.1KHTGC
6$16,851$1,980.28$28,649$1,989.67$11.8KHTGC
7$18,838$2,340.48$33,685$2,227.97$14.8KHTGC
8$21,230$2,787.44$39,472$2,485.98$18.2KHTGC
9$24,130$3,346.72$46,104$2,764.50$22.0KHTGC
10$27,676$4,052.72$53,687$3,064.35$26.0KHTGC

MO vs HTGC: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is MO or HTGC better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs HTGC earn per year?
With $10,000 invested today: MO pays approximately $911/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $3,064/year (HTGC).
Does MO or HTGC pay monthly dividends?
MO pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.