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MO vs ARCC: Dividend Comparison 2026

MO yields 9.11% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $16.2K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — MO vs ARCC

Annual dividend income

MetricMOARCC
Forward yield9.11%9.06%
Annual dividend / share$4.08$1.92
Payout ratio78%88%
1-year div growth4.1%2%
5-year div CAGR4.3%3.1%
Portfolio after 10y$27.7K$43.8K
Annual income after 10y$4,052.72$2,279.31
Total dividends collected$20.9K$15.5K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesBDC

Year-by-year: MO vs ARCC ($10,000, DRIP)

YearMO PortfolioMO Income/yrARCC PortfolioARCC Income/yrGap
1$10,740$949.88$11,774$933.74$1.0KARCC
2$11,601$1,086.84$13,808$1,045.61$2.2KARCC
3$12,608$1,250.75$16,135$1,166.34$3.5KARCC
4$13,792$1,448.20$18,786$1,296.19$5.0KARCC
5$15,190$1,687.69$21,800$1,435.41$6.6KARCC
6$16,851$1,980.28$25,215$1,584.23$8.4KARCC
7$18,838$2,340.48$29,076$1,742.84$10.2KARCC
8$21,230$2,787.44$33,430$1,911.44$12.2KARCC
9$24,130$3,346.72$38,328$2,090.21$14.2KARCC
10$27,676$4,052.72$43,827$2,279.31$16.2KARCC

MO vs ARCC: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is MO or ARCC better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while ARCC offers 9.06% (1.92/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs ARCC earn per year?
With $10,000 invested today: MO pays approximately $911/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $2,279/year (ARCC).
Does MO or ARCC pay monthly dividends?
MO pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.