Is MRLTX or QYLD a better dividend investment in 2026?

MRLTX currently yields 16.18% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: MRLTX offers higher current income.

What is the dividend yield difference between MRLTX and QYLD?

MRLTX has a forward dividend yield of 16.18% ($2.59/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.26 percentage points.

Home › Compare › MRLTX vs QYLD

MRLTX vs QYLD: Dividend Comparison 2026

MRLTX yields 16.18% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRLTX wins by $32.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MRLTX

● Live price

16.18%

Share price

$16.01

Annual div

$2.59

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.6K

Annual income

$4,377.45

Full MRLTX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MRLTX vs QYLD

📍 MRLTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MRLTX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MRLTX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MRLTX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRLTX

Annual income on $10K today (after 15% tax)

$1,375.24/yr

After 10yr DRIP, annual income (after tax)

$3,720.83/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,089.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MRLTX + QYLD for your $10,000?

MRLTX: 50%QYLD: 50%

100% QYLD50/50100% MRLTX

Portfolio after 10yr

$41.5K

Annual income

$5,018.39/yr

Blended yield

12.09%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRLTX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMRLTXQYLD

Forward yield	16.18% ✓	11.92%
Annual dividend / share	$2.59 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.6K ✓	$25.4K
Annual income after 10y	$4,377.45	$5,659.31 ✓
Total dividends collected	$29.1K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MRLTX vs QYLD ($10,000, DRIP)

Year	MRLTX Portfolio	MRLTX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,318	$1,617.93	$10,352	$1,192.36	+$2.0K → MRLTX
2	$15,043	$1,862.57	$10,830	$1,347.57	+$4.2K → MRLTX
3	$18,222	$2,125.78	$11,460	$1,539.07	+$6.8K → MRLTX
4	$21,904	$2,406.53	$12,275	$1,777.84	+$9.6K → MRLTX
5	$26,140	$2,703.58	$13,323	$2,078.95	+$12.8K → MRLTX
6	$30,986	$3,015.45	$14,667	$2,463.34	+$16.3K → MRLTX
7	$36,495	$3,340.54	$16,396	$2,960.57	+$20.1K → MRLTX
8	$42,727	$3,677.12	$18,631	$3,612.97	+$24.1K → MRLTX
9	$49,741	$4,023.38	$21,548	$4,482.15	+$28.2K → MRLTX
10	$57,601	$4,377.45	$25,398	$5,659.31	+$32.2K → MRLTX

MRLTX vs QYLD: Complete Analysis 2026

MRLTX — Stock

The investment seeks to provide investors with long-term capital appreciation. The fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of large-capitalization companies. The subadviser considers the term "large-capitalization" companies to generally refer to companies that, at the time of purchase, have a minimum market capitalization of approximately $3 billion. It invests primarily in common stocks of U.S. large-capitalization companies.

Full MRLTX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.