Is MRLTX or XYLD a better dividend investment in 2026?

MRLTX currently yields 16.18% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MRLTX offers higher current income.

What is the dividend yield difference between MRLTX and XYLD?

MRLTX has a forward dividend yield of 16.18% ($2.59/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.20 percentage points.

Home › Compare › MRLTX vs XYLD

MRLTX vs XYLD: Dividend Comparison 2026

MRLTX yields 16.18% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRLTX wins by $32.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MRLTX

● Live price

16.18%

Share price

$16.01

Annual div

$2.59

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.6K

Annual income

$4,377.45

Full MRLTX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MRLTX vs XYLD

📍 MRLTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MRLTX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MRLTX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MRLTX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRLTX

Annual income on $10K today (after 15% tax)

$1,375.24/yr

After 10yr DRIP, annual income (after tax)

$3,720.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MRLTX beats the other by $984.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MRLTX + XYLD for your $10,000?

MRLTX: 50%XYLD: 50%

100% XYLD50/50100% MRLTX

Portfolio after 10yr

$41.4K

Annual income

$3,798.24/yr

Blended yield

9.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRLTX buys

XYLD buys

No recent congressional trades found for MRLTX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMRLTXXYLD

Forward yield	16.18% ✓	10.98%
Annual dividend / share	$2.59	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.6K ✓	$25.3K
Annual income after 10y	$4,377.45 ✓	$3,219.02
Total dividends collected	$29.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MRLTX vs XYLD ($10,000, DRIP)

Year	MRLTX Portfolio	MRLTX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,318	$1,617.93	$10,818	$1,098.39	+$1.5K → MRLTX
2	$15,043	$1,862.57	$11,738	$1,222.51	+$3.3K → MRLTX
3	$18,222	$2,125.78	$12,774	$1,364.64	+$5.4K → MRLTX
4	$21,904	$2,406.53	$13,944	$1,527.86	+$8.0K → MRLTX
5	$26,140	$2,703.58	$15,270	$1,715.87	+$10.9K → MRLTX
6	$30,986	$3,015.45	$16,775	$1,933.09	+$14.2K → MRLTX
7	$36,495	$3,340.54	$18,490	$2,184.87	+$18.0K → MRLTX
8	$42,727	$3,677.12	$20,450	$2,477.63	+$22.3K → MRLTX
9	$49,741	$4,023.38	$22,697	$2,819.19	+$27.0K → MRLTX
10	$57,601	$4,377.45	$25,280	$3,219.02	+$32.3K → MRLTX

MRLTX vs XYLD: Complete Analysis 2026

MRLTX — Stock

The investment seeks to provide investors with long-term capital appreciation. The fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of large-capitalization companies. The subadviser considers the term "large-capitalization" companies to generally refer to companies that, at the time of purchase, have a minimum market capitalization of approximately $3 billion. It invests primarily in common stocks of U.S. large-capitalization companies.

Full MRLTX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.