HomeCompareMSADF vs MCD

MSADF vs MCD: Dividend Comparison 2026

MSADF yields 3.40% · MCD yields 2.34%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MSADF wins by $780.82M in total portfolio value
10 years
MSADF
MSADF
● Live price
3.40%
Share price
$24.38
Annual div
$0.83
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$780.90M
Annual income
$739,188,603.73
Full MSADF calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — MSADF vs MCD

📍 MSADF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSADFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MSADF + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSADF pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSADF
Annual income on $10K today (after 15% tax)
$289.38/yr
After 10yr DRIP, annual income (after tax)
$628,310,313.17/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MSADF beats the other by $628,288,354.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSADF + MCD for your $10,000?

MSADF: 50%MCD: 50%
100% MCD50/50100% MSADF
Portfolio after 10yr
$390.49M
Annual income
$369,607,218.56/yr
Blended yield
94.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

MSADF
No analyst data
Altman Z
0.8
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSADF buys
0
MCD buys
0
No recent congressional trades found for MSADF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSADFMCD
Forward yield3.40%2.34%
Annual dividend / share$0.83$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%42.3%
Portfolio after 10y$780.90M$77.7K
Annual income after 10y$739,188,603.73$25,833.37
Total dividends collected$777.86M$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: MSADF vs MCD ($10,000, DRIP)

YearMSADF PortfolioMSADF Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,381$680.89$10,812$332.41+$569.00MSADF
2$13,626$1,448.43$11,819$488.02+$1.8KMSADF
3$17,821$3,241.41$13,111$724.37+$4.7KMSADF
4$26,993$7,924.10$14,832$1,091.05+$12.2KMSADF
5$51,316$22,434.02$17,219$1,675.85+$34.1KMSADF
6$134,627$79,718.83$20,688$2,641.85+$113.9KMSADF
7$534,968$390,917.19$25,990$4,309.70+$509.0KMSADF
8$3,475,944$2,903,528.07$34,590$7,351.77+$3.44MMSADF
9$38,982,072$35,262,811.19$49,535$13,285.25+$38.93MMSADF
10$780,899,420$739,188,603.73$77,746$25,833.37+$780.82MMSADF

MSADF vs MCD: Complete Analysis 2026

MSADFStock

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Full MSADF Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.