Is MSCLF or BTI a better dividend investment in 2026?

MSCLF currently yields 35.52% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: MSCLF offers higher current income.

What is the dividend yield difference between MSCLF and BTI?

MSCLF has a forward dividend yield of 35.52% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 30.14 percentage points.

Home › Compare › MSCLF vs BTI

MSCLF vs BTI: Dividend Comparison 2026

MSCLF yields 35.52% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSCLF wins by $143.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSCLF

● Live price

35.52%

Share price

$5.63

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$181.1K

Annual income

$27,706.18

Full MSCLF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — MSCLF vs BTI

📍 MSCLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSCLF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSCLF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSCLF pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSCLF

Annual income on $10K today (after 15% tax)

$3,019.54/yr

After 10yr DRIP, annual income (after tax)

$23,550.25/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, MSCLF beats the other by $21,181.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSCLF + BTI for your $10,000?

MSCLF: 50%BTI: 50%

100% BTI50/50100% MSCLF

Portfolio after 10yr

$109.4K

Annual income

$15,246.41/yr

Blended yield

13.93%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MSCLF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

21.9

Piotroski

1/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSCLF buys

BTI buys

No recent congressional trades found for MSCLF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSCLFBTI

Forward yield	35.52% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$181.1K ✓	$37.7K
Annual income after 10y	$27,706.18 ✓	$2,786.64
Total dividends collected	$131.3K ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: MSCLF vs BTI ($10,000, DRIP)

Year	MSCLF Portfolio	MSCLF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$14,252	$3,552.40	$11,299	$598.92	+$3.0K → MSCLF
2	$19,982	$4,731.79	$12,794	$703.91	+$7.2K → MSCLF
3	$27,581	$6,199.97	$14,518	$829.07	+$13.1K → MSCLF
4	$37,509	$7,997.85	$16,513	$978.64	+$21.0K → MSCLF
5	$50,300	$10,165.36	$18,827	$1,157.84	+$31.5K → MSCLF
6	$66,561	$12,740.05	$21,518	$1,373.12	+$45.0K → MSCLF
7	$86,976	$15,755.76	$24,657	$1,632.46	+$62.3K → MSCLF
8	$112,306	$19,241.34	$28,329	$1,945.74	+$84.0K → MSCLF
9	$143,387	$23,219.54	$32,637	$2,325.33	+$110.8K → MSCLF
10	$181,130	$27,706.18	$37,708	$2,786.64	+$143.4K → MSCLF

MSCLF vs BTI: Complete Analysis 2026

MSCLF — Stock

Satellos Bioscience Inc., a regenerative medicine company, develops therapeutics to treat degenerative muscle diseases. Its lead program focuses on the development of oral therapeutic drug to correct muscle stem cell polarity and restore the body's innate muscle repair and regeneration process. The company was incorporated in 2012 and is headquartered in Toronto, Canada.

Full MSCLF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.