Is MSFT or CAPL a better dividend investment in 2026?

MSFT currently yields 0.72% with a 10.2% 5-year dividend growth rate. CAPL yields 4.00% with 5% growth. The better choice depends on your goal: CAPL offers higher current income.

What is the dividend yield difference between MSFT and CAPL?

MSFT has a forward dividend yield of 0.72% ($3.00/share annually). CAPL yields 4.00% ($2.00/share annually). The yield gap is 3.28 percentage points.

Home › Compare › MSFT vs CAPL

MSFT vs CAPL: Dividend Comparison 2026

MSFT yields 0.72% · CAPL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSFT wins by $48.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSFT

Microsoft Corporation

● Live price

0.72%

Share price

$415.20

Annual div

$3.00

5Y div CAGR

10.2%

Payout ratio

24%

After 10 yrs · $10,000 · DRIP

Portfolio value

$76.9K

Annual income

$198.68

Full MSFT calculator →

CAPL

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CAPL calculator →

Portfolio growth — MSFT vs CAPL

📍 MSFT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSFT	CAPL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSFT + CAPL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSFT pays

CAPL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFT

Annual income on $10K today (after 15% tax)

$61.42/yr

After 10yr DRIP, annual income (after tax)

$168.88/yr

CAPL

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CAPL beats the other by $595.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSFT + CAPL for your $10,000?

MSFT: 50%CAPL: 50%

100% CAPL50/50100% MSFT

Portfolio after 10yr

$52.5K

Annual income

$548.94/yr

Blended yield

1.05%

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Analyst Conviction Gap

Where Wall Street is most bullish on CAPL right now

MSFT

No analyst data

CAPL

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

6.6

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFT buys

CAPL buys

No recent congressional trades found for MSFT or CAPL in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSFTCAPL

Forward yield	0.72%	4.00% ✓
Annual dividend / share	$3.00 ✓	$2.00
Payout ratio	24% ✓	50%
1-year div growth	10.5% ✓	5%
5-year div CAGR	10.2% ✓	5%
Portfolio after 10y	$76.9K ✓	$28.0K
Annual income after 10y	$198.68	$899.19 ✓
Total dividends collected	$1.3K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Technology	Stock

Year-by-year: MSFT vs CAPL ($10,000, DRIP)

Year	MSFT Portfolio	MSFT Income/yr	CAPL Portfolio	CAPL Income/yr	Gap
1← crossover	$12,290	$79.62	$11,120	$420.00	+$1.2K → MSFT
2	$15,094	$88.32	$12,357	$458.31	+$2.7K → MSFT
3	$18,528	$97.90	$13,721	$499.76	+$4.8K → MSFT
4	$22,731	$108.46	$15,227	$544.58	+$7.5K → MSFT
5	$27,874	$120.09	$16,885	$593.02	+$11.0K → MSFT
6	$34,167	$132.92	$18,713	$645.34	+$15.5K → MSFT
7	$41,865	$147.05	$20,724	$701.81	+$21.1K → MSFT
8	$51,280	$162.62	$22,938	$762.73	+$28.3K → MSFT
9	$62,793	$179.77	$25,372	$828.41	+$37.4K → MSFT
10	$76,869	$198.68	$28,047	$899.19	+$48.8K → MSFT

MSFT vs CAPL: Complete Analysis 2026

MSFT — Technology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

CAPL — Stock

CAPL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CAPL shares.

Full CAPL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.