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MSFT vs JEPI: Dividend Comparison 2026

MSFT yields 0.72% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $48.7K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — MSFT vs JEPI

Annual dividend income

MetricMSFTJEPI
Forward yield0.72%7.21%
Annual dividend / share$3.00$3.98
Payout ratio24%72%
1-year div growth10.5%-3.2%
5-year div CAGR10.2%2.1%
Portfolio after 10y$76.9K$28.2K
Annual income after 10y$198.68$1,567.15
Total dividends collected$1.3K$11.1K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: MSFT vs JEPI ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrJEPI PortfolioJEPI Income/yrGap
1$12,290$79.62$11,156$736.16+$1.1KMSFT
2$15,094$88.32$12,429$804.72+$2.7KMSFT
3$18,528$97.90$13,830$878.49+$4.7KMSFT
4$22,731$108.46$15,369$957.78+$7.4KMSFT
5$27,874$120.09$17,057$1,042.88+$10.8KMSFT
6$34,167$132.92$18,907$1,134.13+$15.3KMSFT
7$41,865$147.05$20,933$1,231.83+$20.9KMSFT
8$51,280$162.62$23,149$1,336.34+$28.1KMSFT
9$62,793$179.77$25,569$1,447.99+$37.2KMSFT
10$76,869$198.68$28,210$1,567.15+$48.7KMSFT

MSFT vs JEPI: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is MSFT or JEPI better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs JEPI earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $1,567/year (JEPI).
Does MSFT or JEPI pay monthly dividends?
MSFT pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.