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MSFT vs GBDC: Dividend Comparison 2026

MSFT yields 0.72% · GBDC yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $48.8K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
GBDC
GBDC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full GBDC calculator →

Portfolio growth — MSFT vs GBDC

Annual dividend income

MetricMSFTGBDC
Forward yield0.72%4.00%
Annual dividend / share$3.00$2.00
Payout ratio24%50%
1-year div growth10.5%5%
5-year div CAGR10.2%5%
Portfolio after 10y$76.9K$28.0K
Annual income after 10y$198.68$899.19
Total dividends collected$1.3K$6.4K
Payment frequencyquarterlyquarterly
SectorTechnologyBDC

Year-by-year: MSFT vs GBDC ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,290$79.62$11,120$420.00+$1.2KMSFT
2$15,094$88.32$12,357$458.31+$2.7KMSFT
3$18,528$97.90$13,721$499.76+$4.8KMSFT
4$22,731$108.46$15,227$544.58+$7.5KMSFT
5$27,874$120.09$16,885$593.02+$11.0KMSFT
6$34,167$132.92$18,713$645.34+$15.5KMSFT
7$41,865$147.05$20,724$701.81+$21.1KMSFT
8$51,280$162.62$22,938$762.73+$28.3KMSFT
9$62,793$179.77$25,372$828.41+$37.4KMSFT
10$76,869$198.68$28,047$899.19+$48.8KMSFT

MSFT vs GBDC: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

GBDCBDC

GBDC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GBDC shares.

Full GBDC Calculator →

Frequently Asked Questions

Is MSFT or GBDC better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while GBDC offers 4.00% (2.00/share/year). GBDC provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs GBDC earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. GBDC pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $899/year (GBDC).
Does MSFT or GBDC pay monthly dividends?
MSFT pays quarterly dividends. GBDC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.