HomeCompareMSFT vs LOW

MSFT vs LOW: Dividend Comparison 2026

MSFT yields 0.97% · LOW yields 2.04%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOW wins by $70.09M in total portfolio value· pulled ahead in Year 5
10 years
MSFT
Microsoft Corporation
● Live price
0.97%
Share price
$358.96
Annual div
$3.48
5Y div CAGR
62.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$137.1K
Annual income
$20,242.28
Full MSFT calculator →
LOW
LOW
● Live price
2.04%
Share price
$232.58
Annual div
$4.75
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.22M
Annual income
$64,185,884.20
Full LOW calculator →

Portfolio growth — MSFT vs LOW

📍 LOW pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSFTLOW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MSFT + LOW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSFT pays
LOW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFT
Annual income on $10K today (after 15% tax)
$82.40/yr
After 10yr DRIP, annual income (after tax)
$17,205.94/yr
LOW
Annual income on $10K today (after 15% tax)
$173.60/yr
After 10yr DRIP, annual income (after tax)
$54,558,001.57/yr
At 15% tax rate, LOW beats the other by $54,540,795.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSFT + LOW for your $10,000?

MSFT: 50%LOW: 50%
100% LOW50/50100% MSFT
Portfolio after 10yr
$35.18M
Annual income
$32,103,063.24/yr
Blended yield
91.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MSFT right now

MSFT
Analyst Ratings
62
Buy
16
Hold
Consensus: Buy
Price Target
$583.67
+62.6% upside vs current
Range: $392.00 — $675.00
Altman Z
7.7
Piotroski
7/9
LOW
Analyst Ratings
31
Buy
19
Hold
1
Sell
Consensus: Buy
Price Target
$288.25
+23.9% upside vs current
Range: $230.00 — $325.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFT buys
0
LOW buys
0
No recent congressional trades found for MSFT or LOW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSFTLOW
Forward yield0.97%2.04%
Annual dividend / share$3.48$4.75
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.9%100%
Portfolio after 10y$137.1K$70.22M
Annual income after 10y$20,242.28$64,185,884.20
Total dividends collected$45.7K$69.74M
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Discretionary
Analyst consensusBuyBuy
Analyst price target$583.67$288.25

Year-by-year: MSFT vs LOW ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrLOW PortfolioLOW Income/yrGap
1$12,368$157.93$11,108$408.46+$1.3KMSFT
2$15,362$260.59$12,734$848.11+$2.6KMSFT
3$19,189$431.83$15,443$1,817.25+$3.7KMSFT
4$24,149$719.64$20,643$4,119.23+$3.5KMSFT
5← crossover$30,694$1,208.30$32,380$10,292.23$1.7KLOW
6$39,527$2,048.98$64,823$30,176.08$25.3KLOW
7$51,782$3,520.27$182,277$112,916.51$130.5KLOW
8$69,379$6,152.79$788,517$593,481.00$719.1KLOW
9$95,710$10,998.27$5,642,510$4,798,796.17$5.55MLOW
10$137,104$20,242.28$70,223,370$64,185,884.20$70.09MLOW

MSFT vs LOW: Complete Analysis 2026

MSFTTechnology

Microsoft Corporation develops, licenses, and supports software, services, devices, and solutions worldwide. The company operates in three segments: Productivity and Business Processes, Intelligent Cloud, and More Personal Computing. The Productivity and Business Processes segment offers Office, Exchange, SharePoint, Microsoft Teams, Office 365 Security and Compliance, Microsoft Viva, and Skype for Business; Skype, Outlook.com, OneDrive, and LinkedIn; and Dynamics 365, a set of cloud-based and on-premises business solutions for organizations and enterprise divisions. The Intelligent Cloud segment licenses SQL, Windows Servers, Visual Studio, System Center, and related Client Access Licenses; GitHub that provides a collaboration platform and code hosting service for developers; Nuance provides healthcare and enterprise AI solutions; and Azure, a cloud platform. It also offers enterprise support, Microsoft consulting, and nuance professional services to assist customers in developing, deploying, and managing Microsoft server and desktop solutions; and training and certification on Microsoft products. The More Personal Computing segment provides Windows original equipment manufacturer (OEM) licensing and other non-volume licensing of the Windows operating system; Windows Commercial, such as volume licensing of the Windows operating system, Windows cloud services, and other Windows commercial offerings; patent licensing; and Windows Internet of Things. It also offers Surface, PC accessories, PCs, tablets, gaming and entertainment consoles, and other devices; Gaming, including Xbox hardware, and Xbox content and services; video games and third-party video game royalties; and Search, including Bing and Microsoft advertising. The company sells its products through OEMs, distributors, and resellers; and directly through digital marketplaces, online stores, and retail stores. Microsoft Corporation was founded in 1975 and is headquartered in Redmond, Washington.

Full MSFT Calculator →

LOWConsumer Discretionary

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and internationally. The company offers a line of products for construction, maintenance, repair, remodeling, and decorating. It provides home improvement products, such as appliances, seasonal and outdoor living, lawn and garden, lumber, kitchens and bath, tools, paint, millwork, hardware, flooring, rough plumbing, building materials, decor, lighting, and electrical. It also offers installation services through independent contractors in various product categories; extended protection plans; and in-warranty and out-of-warranty repair services. The company sells its national brand-name merchandise and private brand products to homeowners, renters, and professional customers. As of January 28, 2022, it operated 1,971 home improvement and hardware stores. The company also sells its products through websites comprising Lowes.com and Lowesforpros.com; and through mobile applications. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

Full LOW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.