HomeCompareMTB vs ADI

MTB vs ADI: Dividend Comparison 2026

MTB yields 2.91% · ADI yields 1.34%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADI wins by $97.2K in total portfolio value· pulled ahead in Year 5
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
ADI
ADI
● Live price
1.34%
Share price
$303.10
Annual div
$4.07
5Y div CAGR
61.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$145.7K
Annual income
$66,714.92
Full ADI calculator →

Portfolio growth — MTB vs ADI

📍 ADI pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBADI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MTB + ADI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
ADI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
ADI
Annual income on $10K today (after 15% tax)
$114.14/yr
After 10yr DRIP, annual income (after tax)
$56,707.68/yr
At 15% tax rate, ADI beats the other by $49,989.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + ADI for your $10,000?

MTB: 50%ADI: 50%
100% ADI50/50100% MTB
Portfolio after 10yr
$97.1K
Annual income
$37,309.47/yr
Blended yield
38.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADI right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
ADI
Analyst Ratings
43
Buy
11
Hold
Consensus: Buy
Price Target
$374.42
+23.5% upside vs current
Range: $270.00 — $430.00
Altman Z
7.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
ADI buys
0
No recent congressional trades found for MTB or ADI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBADI
Forward yield2.91%1.34%
Annual dividend / share$5.85$4.07
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%61.9%
Portfolio after 10y$48.5K$145.7K
Annual income after 10y$7,904.03$66,714.92
Total dividends collected$24.8K$118.1K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusHoldBuy
Analyst price target$228.63$374.42

Year-by-year: MTB vs ADI ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrADI PortfolioADI Income/yrGap
1$11,076$376.37$10,917$217.40+$159.00MTB
2$12,356$504.15$12,041$359.12+$315.00MTB
3$13,901$680.12$13,483$599.29+$418.00MTB
4$15,799$925.35$15,442$1,015.38+$357.00MTB
5← crossover$18,177$1,271.90$18,283$1,759.59$106.00ADI
6$21,219$1,769.67$22,715$3,152.16$1.5KADI
7$25,203$2,498.31$30,230$5,925.67$5.0KADI
8$30,556$3,588.54$44,279$11,932.68$13.7KADI
9$37,956$5,261.49$73,824$26,445.87$35.9KADI
10$48,517$7,904.03$145,707$66,714.92$97.2KADI

MTB vs ADI: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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ADITechnology

Analog Devices, Inc. designs, manufactures, tests, and markets integrated circuits (ICs), software, and subsystems that leverage analog, mixed-signal, and digital signal processing technologies. The company provides data converter products, which translate real-world analog signals into digital data, as well as translates digital data into analog signals; power management and reference products for power conversion, driver monitoring, sequencing, and energy management applications in the automotive, communications, industrial, and high-end consumer markets; and power ICs include performance, integration, and software design simulation tools for accurate power supply designs. It also offers high-performance amplifiers to condition analog signals; and radio frequency and microwave ICs to support cellular infrastructure; and microelectromechanical systems technology solutions, including accelerometers used to sense acceleration, gyroscopes for sense rotation, inertial measurement units to sense multiple degrees of freedom, and broadband switches for radio and instrument systems, as well as isolators. In addition, the company offers digital signal processing and system products for high-speed numeric calculations. It serves clients in the industrial, automotive, consumer, instrumentation, aerospace, and communications markets through a direct sales force, third-party distributors, and independent sales representatives in the United States, the rest of North and South America, Europe, Japan, China, and rest of Asia, as well as through its Website. Analog Devices, Inc. was incorporated in 1965 and is headquartered in Wilmington, Massachusetts.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.