HomeCompareMTB vs AVY

MTB vs AVY: Dividend Comparison 2026

MTB yields 2.91% · AVY yields 2.24%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AVY wins by $216.0K in total portfolio value· pulled ahead in Year 2
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
AVY
AVY
● Live price
2.24%
Share price
$168.15
Annual div
$3.76
5Y div CAGR
57.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$264.5K
Annual income
$138,265.18
Full AVY calculator →

Portfolio growth — MTB vs AVY

📍 AVY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBAVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MTB + AVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
AVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
AVY
Annual income on $10K today (after 15% tax)
$190.07/yr
After 10yr DRIP, annual income (after tax)
$117,525.40/yr
At 15% tax rate, AVY beats the other by $110,806.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + AVY for your $10,000?

MTB: 50%AVY: 50%
100% AVY50/50100% MTB
Portfolio after 10yr
$156.5K
Annual income
$73,084.60/yr
Blended yield
46.69%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AVY right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
AVY
Analyst Ratings
13
Buy
5
Hold
Consensus: Buy
Price Target
$221.00
+31.4% upside vs current
Range: $200.00 — $234.00
Altman Z
3.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
AVY buys
8
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$AVY▲ Buy$1,001 - $15,0002025-09-29
Rob Bresnahan🏢 House$AVY▼ Sell$1,001 - $15,0002025-04-08
Rob Bresnahan🏢 House$AVY▼ Sell$1,001 - $15,0002025-02-25
John James🏢 House$AVY▼ Sell$1,001 - $15,0002024-09-04
Ro Khanna🏢 House$AVY▲ Buy$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$AVY▼ Sell$1,001 - $15,0002023-11-03
Lois Frankel🏢 House$AVY▼ Sell$1,001 - $15,0002023-09-08
Ro Khanna🏢 House$AVY▲ Buy$1,001 - $15,0002023-08-29
Ro Khanna🏢 House$AVY▼ Sell$1,001 - $15,0002023-05-23
Ro Khanna🏢 House$AVY▼ Sell$1,001 - $15,0002023-03-24
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBAVY
Forward yield2.91%2.24%
Annual dividend / share$5.85$3.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%57.9%
Portfolio after 10y$48.5K$264.5K
Annual income after 10y$7,904.03$138,265.18
Total dividends collected$24.8K$231.2K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusHoldBuy
Analyst price target$228.63$221.00

Year-by-year: MTB vs AVY ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrAVY PortfolioAVY Income/yrGap
1$11,076$376.37$11,053$353.08+$23.00MTB
2← crossover$12,356$504.15$12,403$575.91$47.00AVY
3$13,901$680.12$14,225$953.64$324.00AVY
4$15,799$925.35$16,834$1,614.01$1.0KAVY
5$18,177$1,271.90$20,831$2,818.78$2.7KAVY
6$21,219$1,769.67$27,437$5,147.36$6.2KAVY
7$25,203$2,498.31$39,362$10,004.60$14.2KAVY
8$30,556$3,588.54$63,298$21,180.73$32.7KAVY
9$37,956$5,261.49$117,993$50,263.39$80.0KAVY
10$48,517$7,904.03$264,517$138,265.18$216.0KAVY

MTB vs AVY: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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AVYMaterials

Avery Dennison Corporation manufactures and markets pressure-sensitive materials and products in the United States, Europe, Asia, Latin America, and internationally. The company's Label and Graphic Materials segment offers pressure-sensitive label and packaging materials; and graphics and reflective products under the Fasson, JAC, Avery Dennison, and Mactac brands, as well as durable cast and reflective films. It provides its products to the home and personal care, beer and beverage, durables, pharmaceutical, wine and spirits, and food market segments; architectural, commercial sign, digital printing, and other related market segments; construction, automotive, and fleet transportation market segments, as well as traffic and safety applications; and sign shops, commercial printers, and designers. The company's Retail Branding and Information Solutions segment designs, manufactures, and sells brand embellishments, graphic tickets, tags and labels, and sustainable packaging solutions, as well as offers creative services; radio-frequency identification products; visibility and loss prevention solutions; price ticketing and marking solutions; care, content, and country of origin compliance solutions; and brand protection and security solutions. It serves retailers, brand owners, apparel manufacturers, distributors, and industrial customers. The company's Industrial and Healthcare Materials segment offers tapes; pressure-sensitive adhesive based materials and converted products; medical fasteners; and performance polymers under the Fasson, Avery Dennison, and Yongle brands. It serves automotive, electronics, building and construction, general industrial, personal care, and medical markets. The company was formerly known as Avery International Corporation and changed its name to Avery Dennison Corporation in 1990. Avery Dennison Corporation was founded in 1935 and is headquartered in Glendale, California.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.