HomeCompareMTB vs BEN

MTB vs BEN: Dividend Comparison 2026

MTB yields 2.91% · BEN yields 5.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BEN wins by $16.7K in total portfolio value
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
BEN
BEN
● Live price
5.63%
Share price
$22.91
Annual div
$1.29
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.2K
Annual income
$11,735.62
Full BEN calculator →

Portfolio growth — MTB vs BEN

📍 BEN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBBEN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MTB + BEN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
BEN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
BEN
Annual income on $10K today (after 15% tax)
$478.61/yr
After 10yr DRIP, annual income (after tax)
$9,975.28/yr
At 15% tax rate, BEN beats the other by $3,256.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + BEN for your $10,000?

MTB: 50%BEN: 50%
100% BEN50/50100% MTB
Portfolio after 10yr
$56.8K
Annual income
$9,819.82/yr
Blended yield
17.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MTB right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
BEN
Analyst Ratings
6
Buy
14
Hold
7
Sell
Consensus: Hold
Price Target
$23.50
+2.6% upside vs current
Range: $22.00 — $25.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
BEN buys
0
No recent congressional trades found for MTB or BEN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBBEN
Forward yield2.91%5.63%
Annual dividend / share$5.85$1.29
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%22.6%
Portfolio after 10y$48.5K$65.2K
Annual income after 10y$7,904.03$11,735.62
Total dividends collected$24.8K$38.7K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusHoldHold
Analyst price target$228.63$23.50

Year-by-year: MTB vs BEN ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrBEN PortfolioBEN Income/yrGap
1← crossover$11,076$376.37$11,390$690.33$314.00BEN
2$12,356$504.15$13,089$900.94$733.00BEN
3$13,901$680.12$15,191$1,186.21$1.3KBEN
4$15,799$925.35$17,832$1,577.47$2.0KBEN
5$18,177$1,271.90$21,202$2,121.67$3.0KBEN
6$21,219$1,769.67$25,576$2,890.42$4.4KBEN
7$25,203$2,498.31$31,362$3,995.15$6.2KBEN
8$30,556$3,588.54$39,170$5,613.10$8.6KBEN
9$37,956$5,261.49$49,945$8,032.75$12.0KBEN
10$48,517$7,904.03$65,177$11,735.62$16.7KBEN

MTB vs BEN: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

Full MTB Calculator →

BENStock

Franklin Resources, Inc. is a publicly owned asset management holding company. Through its subsidiaries, the firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. It launches equity, fixed income, balanced, and multi-asset mutual funds through its subsidiaries. The firm invests in the public equity, fixed income, and alternative markets. Franklin Resources, Inc. was founded in 1947 and is based in San Mateo, California with an additional office in Hyderabad, India.

Full BEN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.