HomeCompareMTB vs GWW

MTB vs GWW: Dividend Comparison 2026

MTB yields 2.91% · GWW yields 0.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GWW wins by $3.1K in total portfolio value· pulled ahead in Year 10
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
GWW
GWW
● Live price
0.86%
Share price
$1,057.22
Annual div
$9.04
5Y div CAGR
54.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.7K
Annual income
$12,892.71
Full GWW calculator →

Portfolio growth — MTB vs GWW

📍 GWW pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBGWW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MTB + GWW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
GWW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
GWW
Annual income on $10K today (after 15% tax)
$72.68/yr
After 10yr DRIP, annual income (after tax)
$10,958.80/yr
At 15% tax rate, GWW beats the other by $4,240.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + GWW for your $10,000?

MTB: 50%GWW: 50%
100% GWW50/50100% MTB
Portfolio after 10yr
$50.1K
Annual income
$10,398.37/yr
Blended yield
20.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MTB right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
GWW
Analyst Ratings
10
Buy
23
Hold
4
Sell
Consensus: Hold
Price Target
$1,162.83
+10.0% upside vs current
Range: $1,044.00 — $1,300.00
Altman Z
9.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
GWW buys
0
No recent congressional trades found for MTB or GWW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBGWW
Forward yield2.91%0.86%
Annual dividend / share$5.85$9.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%54.3%
Portfolio after 10y$48.5K$51.7K
Annual income after 10y$7,904.03$12,892.71
Total dividends collected$24.8K$29.0K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusHoldHold
Analyst price target$228.63$1,162.83

Year-by-year: MTB vs GWW ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrGWW PortfolioGWW Income/yrGap
1$11,076$376.37$10,832$131.94+$244.00MTB
2$12,356$504.15$11,796$206.09+$560.00MTB
3$13,901$680.12$12,946$323.65+$955.00MTB
4$15,799$925.35$14,364$512.20+$1.4KMTB
5$18,177$1,271.90$16,189$819.55+$2.0KMTB
6$21,219$1,769.67$18,654$1,331.99+$2.6KMTB
7$25,203$2,498.31$22,173$2,213.30+$3.0KMTB
8$30,556$3,588.54$27,519$3,793.82+$3.0KMTB
9$37,956$5,261.49$36,236$6,789.92+$1.7KMTB
10← crossover$48,517$7,904.03$51,665$12,892.71$3.1KGWW

MTB vs GWW: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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GWWIndustrials

W.W. Grainger, Inc. distributes maintenance, repair, and operating (MRO) products and services in the United States, Japan, Canada, the United Kingdom, and internationally. The company operates through two segments, High-Touch Solutions N.A. and Endless Assortment. It offers safety and security supplies, material handling and storage equipment, pumps and plumbing equipment, cleaning and maintenance supplies, and metalworking and hand tools. It also offers inventory management and technical support services. The company serves businesses, corporations, government entities, and other institutions through sales and service representatives, and electronic and ecommerce channels. W.W. Grainger, Inc. was founded in 1927 and is headquartered in Lake Forest, Illinois.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.