HomeCompareMTB vs MCHP

MTB vs MCHP: Dividend Comparison 2026

MTB yields 2.91% · MCHP yields 3.03%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCHP wins by $436.13M in total portfolio value
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
MCHP
MCHP
● Live price
3.03%
Share price
$60.06
Annual div
$1.82
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$436.18M
Annual income
$410,174,962.43
Full MCHP calculator →

Portfolio growth — MTB vs MCHP

📍 MCHP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBMCHP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MTB + MCHP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
MCHP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
MCHP
Annual income on $10K today (after 15% tax)
$257.58/yr
After 10yr DRIP, annual income (after tax)
$348,648,718.07/yr
At 15% tax rate, MCHP beats the other by $348,641,999.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + MCHP for your $10,000?

MTB: 50%MCHP: 50%
100% MCHP50/50100% MTB
Portfolio after 10yr
$218.11M
Annual income
$205,091,433.22/yr
Blended yield
94.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCHP right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
MCHP
Analyst Ratings
2
Strong
30
Buy
14
Hold
Consensus: Buy
Price Target
$87.00
+44.9% upside vs current
Range: $69.00 — $100.00
Altman Z
3.5
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
MCHP buys
0
No recent congressional trades found for MTB or MCHP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBMCHP
Forward yield2.91%3.03%
Annual dividend / share$5.85$1.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%100%
Portfolio after 10y$48.5K$436.18M
Annual income after 10y$7,904.03$410,174,962.43
Total dividends collected$24.8K$434.25M
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusHoldBuy
Analyst price target$228.63$87.00

Year-by-year: MTB vs MCHP ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrMCHP PortfolioMCHP Income/yrGap
1← crossover$11,076$376.37$11,306$606.06$230.00MCHP
2$12,356$504.15$13,378$1,280.78$1.0KMCHP
3$13,901$680.12$17,147$2,832.75$3.2KMCHP
4$15,799$925.35$25,134$6,786.65$9.3KMCHP
5$18,177$1,271.90$45,488$18,593.90$27.3KMCHP
6$21,219$1,769.67$111,571$62,898.72$90.4KMCHP
7$25,203$2,498.31$407,746$288,365.50$382.5KMCHP
8$30,556$3,588.54$2,406,121$1,969,832.89$2.38MMCHP
9$37,956$5,261.49$24,301,727$21,727,176.85$24.26MMCHP
10$48,517$7,904.03$436,177,810$410,174,962.43$436.13MMCHP

MTB vs MCHP: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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MCHPTechnology

Microchip Technology Incorporated develops, manufactures, and sells smart, connected, and secure embedded control solutions in the Americas, Europe, and Asia. The company offers general purpose 8-bit, 16-bit, and 32-bit microcontrollers; 32-bit embedded microprocessors markets; and specialized microcontrollers for automotive, industrial, computing, communications, lighting, power supplies, motor control, human machine interface, security, wired connectivity, and wireless connectivity applications. It also provides development tools that enable system designers to program microcontroller and microprocessor products for specific applications; field-programmable gate array (FPGA) products; and analog, interface, mixed signal, and timing products comprising power management, linear, mixed-signal, high-voltage, thermal management, discrete diodes and metal oxide semiconductor field effect transistors (MOSFETS), radio frequency (RF), drivers, safety, security, timing, USB, Ethernet, wireless, and other interface products. In addition, the company offers memory products consisting of serial electrically erasable programmable read-only memory, serial flash memories, parallel flash memories, serial static random access memories, and serial electrically erasable random access memories for the production of very small footprint devices; and licenses its SuperFlash embedded flash and NVM technologies to foundries, integrated device manufacturers, and design partners for use in the manufacture of microcontroller products, gate array, RF, analog, and neuromorphic compute products that require embedded non-volatile memory, as well as provides engineering services. Further, it offers wafer foundry and assembly, and test subcontracting manufacturing services; and timing systems products, application specific integrated circuits, and aerospace products. Microchip Technology Incorporated was incorporated in 1989 and is headquartered in Chandler, Arizona.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.