HomeCompareMTB vs MPC

MTB vs MPC: Dividend Comparison 2026

MTB yields 2.91% · MPC yields 1.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MPC wins by $120.5K in total portfolio value· pulled ahead in Year 5
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
MPC
MPC
● Live price
1.56%
Share price
$245.16
Annual div
$3.82
5Y div CAGR
60.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$169.1K
Annual income
$80,273.74
Full MPC calculator →

Portfolio growth — MTB vs MPC

📍 MPC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBMPC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MTB + MPC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
MPC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
MPC
Annual income on $10K today (after 15% tax)
$132.44/yr
After 10yr DRIP, annual income (after tax)
$68,232.68/yr
At 15% tax rate, MPC beats the other by $61,514.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + MPC for your $10,000?

MTB: 50%MPC: 50%
100% MPC50/50100% MTB
Portfolio after 10yr
$108.8K
Annual income
$44,088.88/yr
Blended yield
40.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MPC right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
MPC
Analyst Ratings
25
Buy
8
Hold
Consensus: Buy
Price Target
$202.22
-17.5% upside vs current
Range: $174.00 — $225.00
Altman Z
3.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
MPC buys
0
No recent congressional trades found for MTB or MPC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBMPC
Forward yield2.91%1.56%
Annual dividend / share$5.85$3.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%60.6%
Portfolio after 10y$48.5K$169.1K
Annual income after 10y$7,904.03$80,273.74
Total dividends collected$24.8K$140.2K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusHoldBuy
Analyst price target$228.63$202.22

Year-by-year: MTB vs MPC ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrMPC PortfolioMPC Income/yrGap
1$11,076$376.37$10,950$250.24+$126.00MTB
2$12,356$504.15$12,128$411.29+$228.00MTB
3$13,901$680.12$13,661$683.71+$240.00MTB
4$15,799$925.35$15,773$1,155.89+$26.00MTB
5← crossover$18,177$1,271.90$18,880$2,003.17$703.00MPC
6$21,219$1,769.67$23,801$3,598.93$2.6KMPC
7$25,203$2,498.31$32,276$6,809.56$7.1KMPC
8$30,556$3,588.54$48,396$13,860.38$17.8KMPC
9$37,956$5,261.49$82,977$31,193.41$45.0KMPC
10$48,517$7,904.03$169,059$80,273.74$120.5KMPC

MTB vs MPC: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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MPCEnergy

Marathon Petroleum Corporation, together with its subsidiaries, operates as an integrated downstream energy company primarily in the United States. It operates in two segments, Refining & Marketing, and Midstream. The Refining & Marketing segment refines crude oil and other feedstocks at its refineries in the Gulf Coast, Mid-Continent, and West Coast regions of the United States; and purchases refined products and ethanol for resale. Its refined products include transportation fuels, such as reformulated gasolines and blend-grade gasolines; heavy fuel oil; and asphalt. This segment also manufactures aromatics, propane, propylene, and sulfur. It sells refined products to wholesale marketing customers in the United States and internationally, buyers on the spot market, and independent entrepreneurs who operate primarily Marathon branded outlets, as well as through long-term fuel supply contracts to direct dealer locations primarily under the ARCO brand. The Midstream segment transports, stores, distributes, and markets crude oil and refined products through refining logistics assets, pipelines, terminals, towboats, and barges; gathers, processes, and transports natural gas; and gathers, transports, fractionates, stores, and markets natural gas liquids. As of December 31, 2021, the company operated 7,159 brand jobber outlets in 37 states, the District of Columbia, and Mexico through independent entrepreneurs. Marathon Petroleum Corporation was founded in 1887 and is headquartered in Findlay, Ohio.

Full MPC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.