HomeCompareMTB vs WMB

MTB vs WMB: Dividend Comparison 2026

MTB yields 2.91% · WMB yields 2.79%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MTB wins by $8.9K in total portfolio value
10 years
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →
WMB
WMB
● Live price
2.79%
Share price
$72.47
Annual div
$2.03
5Y div CAGR
25.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.6K
Annual income
$4,655.53
Full WMB calculator →

Portfolio growth — MTB vs WMB

📍 MTB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTBWMB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MTB + WMB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTB pays
WMB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
WMB
Annual income on $10K today (after 15% tax)
$237.51/yr
After 10yr DRIP, annual income (after tax)
$3,957.20/yr
At 15% tax rate, MTB beats the other by $2,761.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTB + WMB for your $10,000?

MTB: 50%WMB: 50%
100% WMB50/50100% MTB
Portfolio after 10yr
$44.0K
Annual income
$6,279.77/yr
Blended yield
14.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WMB right now

MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
WMB
Analyst Ratings
26
Buy
8
Hold
Consensus: Buy
Price Target
$78.50
+8.3% upside vs current
Range: $66.00 — $89.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTB buys
0
WMB buys
0
No recent congressional trades found for MTB or WMB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTBWMB
Forward yield2.91%2.79%
Annual dividend / share$5.85$2.03
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.4%25.1%
Portfolio after 10y$48.5K$39.6K
Annual income after 10y$7,904.03$4,655.53
Total dividends collected$24.8K$16.7K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusHoldBuy
Analyst price target$228.63$78.50

Year-by-year: MTB vs WMB ($10,000, DRIP)

YearMTB PortfolioMTB Income/yrWMB PortfolioWMB Income/yrGap
1← crossover$11,076$376.37$11,050$349.56+$26.00MTB
2$12,356$504.15$12,275$451.59+$81.00MTB
3$13,901$680.12$13,720$586.52+$181.00MTB
4$15,799$925.35$15,447$766.50+$352.00MTB
5$18,177$1,271.90$17,538$1,008.95+$639.00MTB
6$21,219$1,769.67$20,104$1,339.25+$1.1KMTB
7$25,203$2,498.31$23,307$1,794.97+$1.9KMTB
8$30,556$3,588.54$27,371$2,432.87+$3.2KMTB
9$37,956$5,261.49$32,627$3,340.44+$5.3KMTB
10$48,517$7,904.03$39,567$4,655.53+$8.9KMTB

MTB vs WMB: Complete Analysis 2026

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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WMBEnergy

The Williams Companies, Inc., together with its subsidiaries, operates as an energy infrastructure company primarily in the United States. It operates through Transmission & Gulf of Mexico, Northeast G&P, West, and Gas & NGL Marketing Services segments. The Transmission & Gulf of Mexico segment comprises Transco and Northwest natural gas pipelines; and natural gas gathering and processing, and crude oil production handling and transportation assets in the Gulf Coast region, as well as various petrochemical and feedstock pipelines. The Northeast G&P segment engages in the midstream gathering, processing, and fractionation activities in the Marcellus Shale region primarily in Pennsylvania and New York, and the Utica Shale region of eastern Ohio. The West segment comprises gas gathering, processing, and treating operations in the Rocky Mountain region of Colorado and Wyoming, the Barnett Shale region of north-central Texas, the Eagle Ford Shale region of South Texas, the Haynesville Shale region of northwest Louisiana, and the Mid-Continent region, which includes the Anadarko, Arkoma, and Permian basins; and operates natural gas liquid (NGL) fractionation and storage facilities in central Kansas near Conway. The Gas & NGL Marketing Services segment provides wholesale marketing, trading, storage, and transportation of natural gas for natural gas utilities, municipalities, power generators, and producers; risk and asset management; and NGL marketing services. The company owns and operates 30,000 miles of pipelines, 29 processing facilities, 7 fractionation facilities, and approximately 23 million barrels of NGL storage capacity. The Williams Companies, Inc. was founded in 1908 and is headquartered in Tulsa, Oklahoma.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.