HomeCompareMTCPY vs GBDC

MTCPY vs GBDC: Dividend Comparison 2026

MTCPY yields 4.11% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.81M in total portfolio value
10 years
MTCPY
MTCPY
● Live price
4.11%
Share price
$12.19
Annual div
$0.50
5Y div CAGR
17.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.4K
Annual income
$3,794.73
Full MTCPY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — MTCPY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTCPYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MTCPY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTCPY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTCPY
Annual income on $10K today (after 15% tax)
$349.41/yr
After 10yr DRIP, annual income (after tax)
$3,225.52/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,979,898.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTCPY + GBDC for your $10,000?

MTCPY: 50%GBDC: 50%
100% GBDC50/50100% MTCPY
Portfolio after 10yr
$10.44M
Annual income
$8,227,264.28/yr
Blended yield
78.77%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

MTCPY
No analyst data
Altman Z
1.1
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTCPY buys
0
GBDC buys
0
No recent congressional trades found for MTCPY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTCPYGBDC
Forward yield4.11%11.86%
Annual dividend / share$0.50$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.7%51.1%
Portfolio after 10y$39.4K$20.85M
Annual income after 10y$3,794.73$16,450,733.83
Total dividends collected$16.1K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: MTCPY vs GBDC ($10,000, DRIP)

YearMTCPY PortfolioMTCPY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,184$483.83$12,492$1,791.70$1.3KGBDC
2$12,562$595.22$16,527$3,160.58$4.0KGBDC
3$14,177$735.43$23,588$5,904.90$9.4KGBDC
4$16,082$912.96$37,141$11,901.65$21.1KGBDC
5$18,347$1,139.22$66,205$26,463.38$47.9KGBDC
6$21,061$1,429.63$137,452$66,612.65$116.4KGBDC
7$24,340$1,805.22$342,372$195,298.53$318.0KGBDC
8$28,339$2,294.95$1,053,292$686,954.33$1.02MGBDC
9$33,262$2,939.18$4,111,439$2,984,416.95$4.08MGBDC
10$39,385$3,794.73$20,849,974$16,450,733.83$20.81MGBDC

MTCPY vs GBDC: Complete Analysis 2026

MTCPYStock

MTR Corporation Limited designs, constructs, operates, maintains, and invests in railways in Hong Kong, Australia, Mainland China, Macao, Sweden, and the United Kingdom. It operates through Hong Kong Transport Operations; Hong Kong Station Commercial Businesses; Hong Kong Property Rental and Management Businesses; Hong Kong Property Development; Mainland China and International Railway, Property Rental and Management Businesses; Mainland China Property Development; and Other Businesses segments. The company offers domestic and cross-boundary railway services, airport express, and a light rail and bus feeder system. It operates 266.3 kilometers of rail network; and 98 stations. The company also provides intercity railway services; leases advertising, office, retail, and car parking spaces at railway stations; offers telecommunication and bandwidth services in railway premises; provides estate management services; and invests in, develops, manages, and leases properties, including shopping malls and offices. In addition, it is involved in the construction, operation, and maintenance of mass transit railway systems. Further, it operates Octopus, a contactless smartcard common payment system; and provides railway consultancy and project management services, as well as offers railway management, engineering, and technology training services. Additionally, the company administers the operation of MTR academy; and provides station management, financing, technical support, and mobile and fixed telecommunication network and related services. It also operates cable car system and a theme village. MTR Corporation Limited was founded in 1975 and is headquartered in Kowloon Bay, Hong Kong.

Full MTCPY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.