HomeCompareMTRJF vs BTI

MTRJF vs BTI: Dividend Comparison 2026

MTRJF yields 4.52% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MTRJF wins by $4.7K in total portfolio value· pulled ahead in Year 5
10 years
MTRJF
MTRJF
● Live price
4.52%
Share price
$3.70
Annual div
$0.17
5Y div CAGR
17.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.5K
Annual income
$4,526.96
Full MTRJF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — MTRJF vs BTI

📍 MTRJF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMTRJFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MTRJF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MTRJF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MTRJF
Annual income on $10K today (after 15% tax)
$384.61/yr
After 10yr DRIP, annual income (after tax)
$3,847.92/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, MTRJF beats the other by $1,479.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MTRJF + BTI for your $10,000?

MTRJF: 50%BTI: 50%
100% BTI50/50100% MTRJF
Portfolio after 10yr
$40.1K
Annual income
$3,656.80/yr
Blended yield
9.12%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MTRJF
No analyst data
Altman Z
1.1
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MTRJF buys
0
BTI buys
0
No recent congressional trades found for MTRJF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMTRJFBTI
Forward yield4.52%5.38%
Annual dividend / share$0.17$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.9%11.3%
Portfolio after 10y$42.5K$37.7K
Annual income after 10y$4,526.96$2,786.64
Total dividends collected$18.7K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MTRJF vs BTI ($10,000, DRIP)

YearMTRJF PortfolioMTRJF Income/yrBTI PortfolioBTI Income/yrGap
1$11,233$533.48$11,299$598.92$66.00BTI
2$12,680$660.33$12,794$703.91$114.00BTI
3$14,389$821.30$14,518$829.07$129.00BTI
4$16,423$1,026.93$16,513$978.64$90.00BTI
5← crossover$18,864$1,291.51$18,827$1,157.84+$37.00MTRJF
6$21,819$1,634.60$21,518$1,373.12+$301.00MTRJF
7$25,430$2,083.26$24,657$1,632.46+$773.00MTRJF
8$29,886$2,675.33$28,329$1,945.74+$1.6KMTRJF
9$35,442$3,464.34$32,637$2,325.33+$2.8KMTRJF
10$42,450$4,526.96$37,708$2,786.64+$4.7KMTRJF

MTRJF vs BTI: Complete Analysis 2026

MTRJFStock

MTR Corporation Limited designs, constructs, operates, maintains, and invests in railways in Hong Kong, Australia, Mainland China, Macao, Sweden, and the United Kingdom. It operates through Hong Kong Transport Operations; Hong Kong Station Commercial Businesses; Hong Kong Property Rental and Management Businesses; Hong Kong Property Development; Mainland China and International Railway, Property Rental and Management Businesses; Mainland China Property Development; and Other Businesses segments. The company offers domestic and cross-boundary railway services, airport express, and a light rail and bus feeder system. It operates 266.3 kilometers of rail network; and 98 stations. The company also provides intercity railway services; leases advertising, office, retail, and car parking spaces at railway stations; offers telecommunication and bandwidth services in railway premises; provides estate management services; and invests in, develops, manages, and leases properties, including shopping malls and offices. In addition, it is involved in the construction, operation, and maintenance of mass transit railway systems. Further, it operates Octopus, a contactless smartcard common payment system; and provides railway consultancy and project management services, as well as offers railway management, engineering, and technology training services. Additionally, the company administers the operation of MTR academy; and provides station management, financing, technical support, and mobile and fixed telecommunication network and related services. It also operates cable car system and a theme village. MTR Corporation Limited was founded in 1975 and is headquartered in Kowloon Bay, Hong Kong.

Full MTRJF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.