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MVLY vs BTI: Dividend Comparison 2026

MVLY yields 0.81% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.9K in total portfolio value
10 years
MVLY
MVLY
● Live price
0.81%
Share price
$18.50
Annual div
$0.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$85.47
Full MVLY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — MVLY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMVLYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MVLY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MVLY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MVLY
Annual income on $10K today (after 15% tax)
$68.92/yr
After 10yr DRIP, annual income (after tax)
$72.65/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,295.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MVLY + BTI for your $10,000?

MVLY: 50%BTI: 50%
100% BTI50/50100% MVLY
Portfolio after 10yr
$29.3K
Annual income
$1,436.05/yr
Blended yield
4.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MVLY
No analyst data
Altman Z
-0.6
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MVLY buys
0
BTI buys
0
No recent congressional trades found for MVLY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMVLYBTI
Forward yield0.81%5.38%
Annual dividend / share$0.15$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$20.8K$37.7K
Annual income after 10y$85.47$2,786.64
Total dividends collected$835.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MVLY vs BTI ($10,000, DRIP)

YearMVLY PortfolioMVLY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,781$81.08$11,299$598.92$518.00BTI
2$11,617$81.70$12,794$703.91$1.2KBTI
3$12,513$82.27$14,518$829.07$2.0KBTI
4$13,472$82.82$16,513$978.64$3.0KBTI
5$14,498$83.33$18,827$1,157.84$4.3KBTI
6$15,597$83.81$21,518$1,373.12$5.9KBTI
7$16,773$84.27$24,657$1,632.46$7.9KBTI
8$18,032$84.69$28,329$1,945.74$10.3KBTI
9$19,379$85.09$32,637$2,325.33$13.3KBTI
10$20,821$85.47$37,708$2,786.64$16.9KBTI

MVLY vs BTI: Complete Analysis 2026

MVLYStock

Mission Valley Bancorp operates as the bank holding company for Mission Valley Bank that provides various banking services to individuals and corporate customers. The company's deposit products include non-interest bearing and interest-bearing demand deposits, and time deposits; and money market, savings, and checking accounts, as well as certificates of deposit. Its loan portfolio comprises personal loans; accounts receivable, apartment, and automobile and truck financing; and commercial real estate, equipment, small business administration, and term loans, as well as credit and debit cards, credit lines, and letters of credit. The company also provides merchant bankcard, account reconciliation, cashier checks, collection, deposit courier, electronic tax payment, night drop, online banking, remote deposit, payroll, safe deposit box, touchtone banking, zero balance accounting, and insurance services. It operates through two branches located in Sun Valley and Santa Clarita, California. The company was founded in 2001 and is headquartered in Sun Valley, California.

Full MVLY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.