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NBKCF vs BTI: Dividend Comparison 2026

NBKCF yields 6.59% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NBKCF wins by $38.0K in total portfolio value
10 years
NBKCF
NBKCF
● Live price
6.59%
Share price
$19.13
Annual div
$1.26
5Y div CAGR
22%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$75.7K
Annual income
$14,892.80
Full NBKCF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — NBKCF vs BTI

📍 NBKCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNBKCFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NBKCF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NBKCF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NBKCF
Annual income on $10K today (after 15% tax)
$560.56/yr
After 10yr DRIP, annual income (after tax)
$12,658.88/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, NBKCF beats the other by $10,290.24/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of NBKCF + BTI for your $10,000?

NBKCF: 50%BTI: 50%
100% BTI50/50100% NBKCF
Portfolio after 10yr
$56.7K
Annual income
$8,839.72/yr
Blended yield
15.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

NBKCF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NBKCF buys
0
BTI buys
0
No recent congressional trades found for NBKCF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNBKCFBTI
Forward yield6.59%5.38%
Annual dividend / share$1.26$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22%11.3%
Portfolio after 10y$75.7K$37.7K
Annual income after 10y$14,892.80$2,786.64
Total dividends collected$47.9K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: NBKCF vs BTI ($10,000, DRIP)

YearNBKCF PortfolioNBKCF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,505$804.56$11,299$598.92+$206.00NBKCF
2$13,365$1,055.37$12,794$703.91+$571.00NBKCF
3$15,699$1,397.94$14,518$829.07+$1.2KNBKCF
4$18,670$1,872.20$16,513$978.64+$2.2KNBKCF
5$22,515$2,538.67$18,827$1,157.84+$3.7KNBKCF
6$27,582$3,490.76$21,518$1,373.12+$6.1KNBKCF
7$34,389$4,875.80$24,657$1,632.46+$9.7KNBKCF
8$43,727$6,931.22$28,329$1,945.74+$15.4KNBKCF
9$56,837$10,048.95$32,637$2,325.33+$24.2KNBKCF
10$75,709$14,892.80$37,708$2,786.64+$38.0KNBKCF

NBKCF vs BTI: Complete Analysis 2026

NBKCFStock

National Bank of Canada provides financial services to individuals, businesses, institutional clients, and governments in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services, such as credit, and deposit, investment solutions, international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment provides full-service brokerage, private banking, direct brokerage, investment solutions, administrative and trade execution, transaction products, and trust and estate services. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; and personal and commercial banking in Cambodia. National Bank of Canada was founded in 1859 and is headquartered in Montreal, Canada.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.