HomeCompareNCTWX vs SCHD

NCTWX vs SCHD: Dividend Comparison 2026

NCTWX yields 13.82% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NCTWX wins by $20.6K in total portfolio value
10 years
NCTWX
NCTWX
● Live price
13.82%
Share price
$26.35
Annual div
$3.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$3,257.09
Full NCTWX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — NCTWX vs SCHD

📍 NCTWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNCTWXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NCTWX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NCTWX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCTWX
Annual income on $10K today (after 15% tax)
$1,174.87/yr
After 10yr DRIP, annual income (after tax)
$2,768.53/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, NCTWX beats the other by $2,409.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NCTWX + SCHD for your $10,000?

NCTWX: 50%SCHD: 50%
100% SCHD50/50100% NCTWX
Portfolio after 10yr
$39.3K
Annual income
$1,839.85/yr
Blended yield
4.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCTWX buys
0
SCHD buys
0
No recent congressional trades found for NCTWX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNCTWXSCHD
Forward yield13.82%3.44%
Annual dividend / share$3.64$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.6K$29.0K
Annual income after 10y$3,257.09$422.61
Total dividends collected$22.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NCTWX vs SCHD ($10,000, DRIP)

YearNCTWX PortfolioNCTWX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,082$1,382.20$11,224$344.10+$858.00NCTWX
2$14,489$1,560.76$12,567$354.98+$1.9KNCTWX
3$17,252$1,749.18$14,038$365.30+$3.2KNCTWX
4$20,406$1,946.54$15,648$375.06+$4.8KNCTWX
5$23,987$2,151.80$17,410$384.27+$6.6KNCTWX
6$28,029$2,363.86$19,335$392.95+$8.7KNCTWX
7$32,573$2,581.57$21,437$401.10+$11.1KNCTWX
8$37,657$2,803.79$23,733$408.75+$13.9KNCTWX
9$43,322$3,029.34$26,237$415.91+$17.1KNCTWX
10$49,612$3,257.09$28,968$422.61+$20.6KNCTWX

NCTWX vs SCHD: Complete Analysis 2026

NCTWXStock

The investment seeks to increase the value of the investment over the long-term. The fund primarily invests in common stocks of domestic corporations with medium-sized market capitalizations believed to have growth potential. The adviser believes a company's annual sales volume and the market capitalization are the factors most illustrative of a company's size. The adviser generally considers companies with market capitalizations up to $3 billion as "small," between $3 billion and $25 billion as "medium," and greater than $25 billion as "large."

Full NCTWX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.