HomeCompareNCTWX vs VYM

NCTWX vs VYM: Dividend Comparison 2026

NCTWX yields 13.42% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NCTWX wins by $20.6K in total portfolio value
10 years
NCTWX
NCTWX
● Live price
13.42%
Share price
$27.13
Annual div
$3.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.4K
Annual income
$3,089.95
Full NCTWX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — NCTWX vs VYM

📍 NCTWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNCTWXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NCTWX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NCTWX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NCTWX
Annual income on $10K today (after 15% tax)
$1,141.10/yr
After 10yr DRIP, annual income (after tax)
$2,626.46/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, NCTWX beats the other by $2,394.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NCTWX + VYM for your $10,000?

NCTWX: 50%VYM: 50%
100% VYM50/50100% NCTWX
Portfolio after 10yr
$38.1K
Annual income
$1,681.44/yr
Blended yield
4.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NCTWX buys
0
VYM buys
0
No recent congressional trades found for NCTWX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNCTWXVYM
Forward yield13.42%2.37%
Annual dividend / share$3.64$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$48.4K$27.8K
Annual income after 10y$3,089.95$272.94
Total dividends collected$21.8K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NCTWX vs VYM ($10,000, DRIP)

YearNCTWX PortfolioNCTWX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$12,042$1,342.47$11,147$237.17+$895.00NCTWX
2$14,396$1,510.90$12,404$242.33+$2.0KNCTWX
3$17,092$1,688.06$13,780$247.16+$3.3KNCTWX
4$20,162$1,873.05$15,285$251.67+$4.9KNCTWX
5$23,638$2,064.88$16,932$255.88+$6.7KNCTWX
6$27,555$2,262.52$18,733$259.81+$8.8KNCTWX
7$31,949$2,464.91$20,701$263.46+$11.2KNCTWX
8$36,856$2,670.98$22,852$266.86+$14.0KNCTWX
9$42,316$2,879.67$25,201$270.01+$17.1KNCTWX
10$48,368$3,089.95$27,768$272.94+$20.6KNCTWX

NCTWX vs VYM: Complete Analysis 2026

NCTWXStock

The investment seeks to increase the value of the investment over the long-term. The fund primarily invests in common stocks of domestic corporations with medium-sized market capitalizations believed to have growth potential. The adviser believes a company's annual sales volume and the market capitalization are the factors most illustrative of a company's size. The adviser generally considers companies with market capitalizations up to $3 billion as "small," between $3 billion and $25 billion as "medium," and greater than $25 billion as "large."

Full NCTWX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.