HomeCompareNEFB vs GBDC

NEFB vs GBDC: Dividend Comparison 2026

NEFB yields 2.08% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.75M in total portfolio value
10 years
NEFB
NEFB
● Live price
2.08%
Share price
$399.00
Annual div
$8.30
5Y div CAGR
3.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$350.77
Full NEFB calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — NEFB vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNEFBGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NEFB + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NEFB pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NEFB
Annual income on $10K today (after 15% tax)
$176.82/yr
After 10yr DRIP, annual income (after tax)
$298.15/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,575.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NEFB + GBDC for your $10,000?

NEFB: 50%GBDC: 50%
100% GBDC50/50100% NEFB
Portfolio after 10yr
$10.40M
Annual income
$8,194,807.08/yr
Blended yield
78.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

NEFB
No analyst data
Altman Z
-0.4
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NEFB buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNEFBGBDC
Forward yield2.08%11.85%
Annual dividend / share$8.30$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3.7%51.1%
Portfolio after 10y$23.4K$20.78M
Annual income after 10y$350.77$16,389,263.41
Total dividends collected$2.8K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: NEFB vs GBDC ($10,000, DRIP)

YearNEFB PortfolioNEFB Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,916$215.72$12,490$1,790.28$1.6KGBDC
2$11,908$228.21$16,522$3,157.73$4.6KGBDC
3$12,983$241.28$23,578$5,898.68$10.6KGBDC
4$14,147$254.94$37,115$11,886.75$23.0KGBDC
5$15,406$269.23$66,136$26,423.57$50.7KGBDC
6$16,769$284.15$137,257$66,491.44$120.5KGBDC
7$18,242$299.75$341,734$194,868.54$323.5KGBDC
8$19,835$316.03$1,050,788$685,133.02$1.03MGBDC
9$21,557$333.03$4,099,314$2,974,971.01$4.08MGBDC
10$23,416$350.77$20,775,530$16,389,263.41$20.75MGBDC

NEFB vs GBDC: Complete Analysis 2026

NEFBStock

Neffs Bancorp, Inc. operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County and Northampton County, Pennsylvania. It accepts various deposit products, including checking accounts, savings and club accounts, money market demand accounts, and certificates of deposit, as well as provides online and mobile banking services. The company also offers consumer credit products, such as residential mortgages, home equity line of credit, home equity loans, automobile loans, and personal loans/personal line of credit; and commercial credit products, including commercial mortgages, term loans, and line of credit, as well as other services comprising remote deposit and mobile deposit, business checking, credit cards, and merchant services. In addition, it provides wealth management services; and ATM, re-order checks, coin counter, cashiers checks and money orders, direct deposit, drive thru banking, night depository, overdraft transfer protection, safe deposit box, and wire transfer services. The company was founded in 1923 and is based in Neffs, Pennsylvania.

Full NEFB Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this NEFB vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NEFB vs SCHDNEFB vs JEPINEFB vs ONEFB vs KONEFB vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.