HomeCompareNHOLF vs BTI

NHOLF vs BTI: Dividend Comparison 2026

NHOLF yields 2.51% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NHOLF wins by $136.6K in total portfolio value· pulled ahead in Year 4
10 years
NHOLF
NHOLF
● Live price
2.51%
Share price
$34.97
Annual div
$0.88
5Y div CAGR
51.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$174.3K
Annual income
$77,352.39
Full NHOLF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — NHOLF vs BTI

📍 NHOLF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNHOLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NHOLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NHOLF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NHOLF
Annual income on $10K today (after 15% tax)
$213.58/yr
After 10yr DRIP, annual income (after tax)
$65,749.53/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, NHOLF beats the other by $63,380.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NHOLF + BTI for your $10,000?

NHOLF: 50%BTI: 50%
100% BTI50/50100% NHOLF
Portfolio after 10yr
$106.0K
Annual income
$40,069.52/yr
Blended yield
37.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

NHOLF
No analyst data
Altman Z
1.2
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NHOLF buys
0
BTI buys
0
No recent congressional trades found for NHOLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNHOLFBTI
Forward yield2.51%5.38%
Annual dividend / share$0.88$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.2%11.3%
Portfolio after 10y$174.3K$37.7K
Annual income after 10y$77,352.39$2,786.64
Total dividends collected$143.9K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: NHOLF vs BTI ($10,000, DRIP)

YearNHOLF PortfolioNHOLF Income/yrBTI PortfolioBTI Income/yrGap
1$11,080$379.93$11,299$598.92$219.00BTI
2$12,450$594.85$12,794$703.91$344.00BTI
3$14,266$944.54$14,518$829.07$252.00BTI
4← crossover$16,794$1,529.40$16,513$978.64+$281.00NHOLF
5$20,514$2,544.14$18,827$1,157.84+$1.7KNHOLF
6$26,342$4,391.34$21,518$1,373.12+$4.8KNHOLF
7$36,154$7,968.05$24,657$1,632.46+$11.5KNHOLF
8$54,138$15,453.57$28,329$1,945.74+$25.8KNHOLF
9$90,627$32,699.94$32,637$2,325.33+$58.0KNHOLF
10$174,324$77,352.39$37,708$2,786.64+$136.6KNHOLF

NHOLF vs BTI: Complete Analysis 2026

NHOLFStock

Sompo Holdings, Inc. provides property and casualty (P&C) insurance services in Japan and internationally. The company operates through Domestic P&C Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, and Nursing Care and Healthcare Business segments. It offers various P&C insurance products, including automobile, fire, personal accident, and marine, as well as security, risk management, assistance, and warranty services; and life insurance products. The company also provides nursing care and healthcare services; and customer security, health, and wellbeing support services. In addition, it offers asset management services; home remodeling services; health support services comprising health guidance and health counseling, and employee assistance programs; and wellness communication services. The company was formerly known as Sompo Japan Nipponkoa Holdings, Inc. and changed its name to Sompo Holdings, Inc. in October 2016. The company was incorporated in 2010 and is headquartered in Tokyo, Japan.

Full NHOLF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.