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NICFF vs ARCC: Dividend Comparison 2026

NICFF yields 5.30% · ARCC yields 10.65%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NICFF wins by $204.1K in total portfolio value
10 years
NICFF
NICFF
● Live price
5.30%
Share price
$19.33
Annual div
$1.03
5Y div CAGR
39.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$228.6K
Annual income
$96,515.22
Full NICFF calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — NICFF vs ARCC

📍 NICFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNICFFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NICFF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NICFF pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NICFF
Annual income on $10K today (after 15% tax)
$450.67/yr
After 10yr DRIP, annual income (after tax)
$82,037.94/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, NICFF beats the other by $82,036.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NICFF + ARCC for your $10,000?

NICFF: 50%ARCC: 50%
100% ARCC50/50100% NICFF
Portfolio after 10yr
$126.5K
Annual income
$48,258.18/yr
Blended yield
38.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

NICFF
No analyst data
Altman Z
105.6
Piotroski
5/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NICFF buys
0
ARCC buys
0
No recent congressional trades found for NICFF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNICFFARCC
Forward yield5.30%10.65%
Annual dividend / share$1.03$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.1%-50%
Portfolio after 10y$228.6K$24.5K
Annual income after 10y$96,515.22$1.14
Total dividends collected$192.3K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: NICFF vs ARCC ($10,000, DRIP)

YearNICFF PortfolioNICFF Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,438$737.51$11,373$532.74+$65.00NICFF
2$13,335$1,096.58$12,608$279.46+$727.00NICFF
3$15,930$1,662.02$13,809$142.90+$2.1KNICFF
4$19,626$2,581.17$15,042$72.20+$4.6KNICFF
5$25,134$4,134.10$16,341$36.27+$8.8KNICFF
6$33,776$6,882.58$17,732$18.18+$16.0KNICFF
7$48,164$12,023.74$19,231$9.10+$28.9KNICFF
8$73,825$22,289.30$20,851$4.55+$53.0KNICFF
9$123,407$44,413.83$22,605$2.28+$100.8KNICFF
10$228,561$96,515.22$24,504$1.14+$204.1KNICFF

NICFF vs ARCC: Complete Analysis 2026

NICFFStock

Nichias Corporation manufactures and sells thermal insulation materials primarily in Japan. It operates in five segments: Energy and Industrial Plants, Industrial Products, Advanced Products, Autoparts, and Building Materials. The company offers gaskets and packings, including non-asbestos gaskets and packings, rubber type gaskets, other seal products, and peripheral function materials; and thermal insulation materials, such as fiber products, high performance thermal insulation materials, heat-insulation boards, and cryogenic insulation materials, as well as thermal insulation materials for molten aluminum. It also provides various fluoropolymer materials, processed products, and corrosion-resistant linings, as well as tubes, hoses, and bellows; filter products and environmental equipment; and auto parts comprising sealing materials, retaining parts/materials, and sound-proofing parts/materials, as well as heat-protection products, control parts, and materials. In addition, the company offers building materials for buildings and housing; and undertakes hot and cold insulation, refractory, electric heater tracing, acoustic insulation, and aerogel heat-insulation works. Further, it provides furniture sliding pads, and friction and agricultural materials. The company serves electric power and gas; waste incineration plants; chemical, petroleum refinery, and petrochemical; steel and non-ferrous metals; aluminum casting and processing; paper; building and housing construction; semiconductor and flat panel display; foods and pharmaceutical; medical equipment; electric equipment; aerospace; automobiles; ship building, maintenance, and repair; industrial equipment; and others industries. Nichias Corporation was incorporated in 1896 and is headquartered in Tokyo, Japan.

Full NICFF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.