HomeCompareNILSY vs SCHD

NILSY vs SCHD: Dividend Comparison 2026

NILSY yields 110.93% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NILSY wins by $16.5K in total portfolio value
10 years
NILSY
NILSY
● Live price
110.93%
Share price
$3.02
Annual div
$3.35
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.5K
Annual income
$25.05
Full NILSY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — NILSY vs SCHD

📍 NILSY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNILSYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NILSY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NILSY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NILSY
Annual income on $10K today (after 15% tax)
$9,428.81/yr
After 10yr DRIP, annual income (after tax)
$21.29/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $340.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NILSY + SCHD for your $10,000?

NILSY: 50%SCHD: 50%
100% SCHD50/50100% NILSY
Portfolio after 10yr
$37.3K
Annual income
$225.49/yr
Blended yield
0.61%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NILSY buys
0
SCHD buys
0
No recent congressional trades found for NILSY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNILSYSCHD
Forward yield110.93%3.46%
Annual dividend / share$3.35$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$45.5K$29.0K
Annual income after 10y$25.05$425.95
Total dividends collected$15.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NILSY vs SCHD ($10,000, DRIP)

YearNILSY PortfolioNILSY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$16,246$5,546.36$11,226$346.36+$5.0KNILSY
2$21,594$4,210.66$12,572$357.38+$9.0KNILSY
3$25,721$2,615.28$14,046$367.84+$11.7KNILSY
4$28,977$1,455.65$15,660$377.73+$13.3KNILSY
5$31,772$766.32$17,425$387.07+$14.3KNILSY
6$34,389$392.63$19,354$395.86+$15.0KNILSY
7$36,994$198.58$21,461$404.13+$15.5KNILSY
8$39,684$99.83$23,762$411.89+$15.9KNILSY
9$42,512$50.04$26,272$419.15+$16.2KNILSY
10$45,513$25.05$29,010$425.95+$16.5KNILSY

NILSY vs SCHD: Complete Analysis 2026

NILSYStock

Public Joint Stock Company Mining and Metallurgical Company Norilsk Nickel, together with its subsidiaries, operates as a metals and mining company in Europe, Asia, North and South America, Russia, and the CIS countries. The company operates through GMK Group, South Cluster, KGMK Group, NN Harjavalta, GRK Bystrinskoye, Other Mining, and Other Non-Metallurgical segments. It explores for, extracts, and refines ore and nonmetallic minerals; and sale of base and precious metals produced from ore. The company's products include nickel, palladium, copper, platinum, cobalt, rhodium, iridium, ruthenium, silver, gold, selenium, tellurium, sulphur, sodium sulfate, and sodium chloride. It is also involved in property and equipment rental, gas extraction and transportation, electricity production and distribution, ore mining and processing, construction, mining and metallurgy repairs, spare parts production, geological works and construction, distribution, research, fuel supply, river shipping, and airport businesses, as well as acts as an air company. Public Joint Stock Company Mining and Metallurgical Company Norilsk Nickel was incorporated in 1997 and is based in Moscow, Russia.

Full NILSY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.