HomeCompareNIMC vs ARCC

NIMC vs ARCC: Dividend Comparison 2026

NIMC yields 7.77% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NIMC wins by $31.9K in total portfolio value
10 years
NIMC
NIMC
● Live price
7.77%
Share price
$99.69
Annual div
$7.75
5Y div CAGR
13.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.5K
Annual income
$7,161.61
Full NIMC calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — NIMC vs ARCC

📍 NIMC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNIMCARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NIMC + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NIMC pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NIMC
Annual income on $10K today (after 15% tax)
$660.80/yr
After 10yr DRIP, annual income (after tax)
$6,087.37/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, NIMC beats the other by $6,086.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NIMC + ARCC for your $10,000?

NIMC: 50%ARCC: 50%
100% ARCC50/50100% NIMC
Portfolio after 10yr
$40.5K
Annual income
$3,581.39/yr
Blended yield
8.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

NIMC
Analyst Ratings
13
Buy
3
Hold
Consensus: Buy
Price Target
$50.00
-49.8% upside vs current
Range: $50.00 — $50.00
Altman Z
0.0
Piotroski
4/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NIMC buys
0
ARCC buys
0
No recent congressional trades found for NIMC or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNIMCARCC
Forward yield7.77%10.82%
Annual dividend / share$7.75$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.9%-50%
Portfolio after 10y$56.5K$24.5K
Annual income after 10y$7,161.61$1.16
Total dividends collected$30.2K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$50.00$21.88

Year-by-year: NIMC vs ARCC ($10,000, DRIP)

YearNIMC PortfolioNIMC Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,585$885.47$11,381$541.15+$204.00NIMC
2$13,488$1,092.01$12,621$284.08+$867.00NIMC
3$15,786$1,353.37$13,827$145.31+$2.0KNIMC
4$18,577$1,686.03$15,062$73.43+$3.5KNIMC
5$21,990$2,112.08$16,364$36.89+$5.6KNIMC
6$26,190$2,661.28$17,757$18.49+$8.4KNIMC
7$31,397$3,374.04$19,258$9.25+$12.1KNIMC
8$37,901$4,305.74$20,880$4.63+$17.0KNIMC
9$46,087$5,532.79$22,636$2.32+$23.5KNIMC
10$56,475$7,161.61$24,539$1.16+$31.9KNIMC

NIMC vs ARCC: Complete Analysis 2026

NIMCStock

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

Full NIMC Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this NIMC vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NIMC vs SCHDNIMC vs JEPINIMC vs ONIMC vs KONIMC vs MAINNIMC vs HTGCNIMC vs GBDCNIMC vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.