HomeCompareNIMC vs BTI

NIMC vs BTI: Dividend Comparison 2026

NIMC yields 7.77% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NIMC wins by $18.8K in total portfolio value
10 years
NIMC
NIMC
● Live price
7.77%
Share price
$99.69
Annual div
$7.75
5Y div CAGR
13.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.5K
Annual income
$7,161.61
Full NIMC calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — NIMC vs BTI

📍 NIMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNIMCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NIMC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NIMC pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NIMC
Annual income on $10K today (after 15% tax)
$660.80/yr
After 10yr DRIP, annual income (after tax)
$6,087.37/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, NIMC beats the other by $3,718.72/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of NIMC + BTI for your $10,000?

NIMC: 50%BTI: 50%
100% BTI50/50100% NIMC
Portfolio after 10yr
$47.1K
Annual income
$4,974.13/yr
Blended yield
10.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NIMC right now

NIMC
Analyst Ratings
13
Buy
3
Hold
Consensus: Buy
Price Target
$50.00
-49.8% upside vs current
Range: $50.00 — $50.00
Altman Z
0.0
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NIMC buys
0
BTI buys
0
No recent congressional trades found for NIMC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNIMCBTI
Forward yield7.77%5.38%
Annual dividend / share$7.75$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.9%11.3%
Portfolio after 10y$56.5K$37.7K
Annual income after 10y$7,161.61$2,786.64
Total dividends collected$30.2K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$50.00$40.00

Year-by-year: NIMC vs BTI ($10,000, DRIP)

YearNIMC PortfolioNIMC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,585$885.47$11,299$598.92+$286.00NIMC
2$13,488$1,092.01$12,794$703.91+$694.00NIMC
3$15,786$1,353.37$14,518$829.07+$1.3KNIMC
4$18,577$1,686.03$16,513$978.64+$2.1KNIMC
5$21,990$2,112.08$18,827$1,157.84+$3.2KNIMC
6$26,190$2,661.28$21,518$1,373.12+$4.7KNIMC
7$31,397$3,374.04$24,657$1,632.46+$6.7KNIMC
8$37,901$4,305.74$28,329$1,945.74+$9.6KNIMC
9$46,087$5,532.79$32,637$2,325.33+$13.4KNIMC
10$56,475$7,161.61$37,708$2,786.64+$18.8KNIMC

NIMC vs BTI: Complete Analysis 2026

NIMCStock

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

Full NIMC Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.