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NIMC vs PM: Dividend Comparison 2026

NIMC yields 7.77% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NIMC wins by $6.9K in total portfolio value· pulled ahead in Year 5
10 years
NIMC
NIMC
● Live price
7.77%
Share price
$99.69
Annual div
$7.75
5Y div CAGR
13.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.5K
Annual income
$7,161.61
Full NIMC calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — NIMC vs PM

📍 NIMC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNIMCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NIMC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NIMC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NIMC
Annual income on $10K today (after 15% tax)
$660.80/yr
After 10yr DRIP, annual income (after tax)
$6,087.37/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, NIMC beats the other by $3,969.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NIMC + PM for your $10,000?

NIMC: 50%PM: 50%
100% PM50/50100% NIMC
Portfolio after 10yr
$53.0K
Annual income
$4,826.82/yr
Blended yield
9.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

NIMC
Analyst Ratings
13
Buy
3
Hold
Consensus: Buy
Price Target
$50.00
-49.8% upside vs current
Range: $50.00 — $50.00
Altman Z
0.0
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NIMC buys
0
PM buys
0
No recent congressional trades found for NIMC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNIMCPM
Forward yield7.77%3.48%
Annual dividend / share$7.75$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.9%17.2%
Portfolio after 10y$56.5K$49.6K
Annual income after 10y$7,161.61$2,492.02
Total dividends collected$30.2K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$50.00$194.30

Year-by-year: NIMC vs PM ($10,000, DRIP)

YearNIMC PortfolioNIMC Income/yrPM PortfolioPM Income/yrGap
1$11,585$885.47$11,648$408.29$63.00PM
2$13,488$1,092.01$13,589$495.90$101.00PM
3$15,786$1,353.37$15,877$603.21$91.00PM
4$18,577$1,686.03$18,580$734.88$3.00PM
5← crossover$21,990$2,112.08$21,781$896.75+$209.00NIMC
6$26,190$2,661.28$25,578$1,096.12+$612.00NIMC
7$31,397$3,374.04$30,092$1,342.17+$1.3KNIMC
8$37,901$4,305.74$35,470$1,646.46+$2.4KNIMC
9$46,087$5,532.79$41,892$2,023.58+$4.2KNIMC
10$56,475$7,161.61$49,578$2,492.02+$6.9KNIMC

NIMC vs PM: Complete Analysis 2026

NIMCStock

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates through two segments, Gas Distribution Operations and Electric Operations. The company distributes natural gas to approximately 853,000 customers in northern Indiana, as well as approximately 2.4 million residential, commercial, and industrial customers in Ohio, Pennsylvania, Virginia, Kentucky, and Maryland. It operates approximately 54,600 miles of distribution main pipelines, as well as associated individual customer service lines; and 1,000 miles of transmission main pipelines. The company generates, transmits, and distributes electricity to approximately 483,000 customers in 20 counties in the northern part of Indiana, as well as engages in wholesale electric and transmission transactions. It owns and operates coal-fired electric generating stations with a capacity of 722 megawatts (MW) in Wheatfield and 455 MW in Michigan City; combined cycle gas turbine with a capacity of 563 MW in West Terre Haute; natural gas generating units with a capacity of 155 MW in Wheatfield; hydro generating plants with a capacity of 9 MW in Carroll County and 7 MW in White County; and wind generating units with a capacity of 102 MW and 302 MW in White County, Indiana. The company was formerly known as NIPSCO Industries, Inc. and changed its name to NiSource Inc. in April 1999. NiSource Inc. was founded in 1847 and is headquartered in Merrillville, Indiana.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.