HomeCompareNLSI vs GBDC

NLSI vs GBDC: Dividend Comparison 2026

NLSI yields 1.90% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.75M in total portfolio value
10 years
NLSI
NLSI
● Live price
1.90%
Share price
$45.61
Annual div
$0.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$214.36
Full NLSI calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — NLSI vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNLSIGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NLSI + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NLSI pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NLSI
Annual income on $10K today (after 15% tax)
$161.17/yr
After 10yr DRIP, annual income (after tax)
$182.21/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,691.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NLSI + GBDC for your $10,000?

NLSI: 50%GBDC: 50%
100% GBDC50/50100% NLSI
Portfolio after 10yr
$10.40M
Annual income
$8,194,738.88/yr
Blended yield
78.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

NLSI
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NLSI buys
0
GBDC buys
0
No recent congressional trades found for NLSI or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNLSIGBDC
Forward yield1.90%11.85%
Annual dividend / share$0.86$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$22.5K$20.78M
Annual income after 10y$214.36$16,389,263.41
Total dividends collected$2.0K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: NLSI vs GBDC ($10,000, DRIP)

YearNLSI PortfolioNLSI Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,890$189.62$12,490$1,790.28$1.6KGBDC
2$11,845$192.98$16,522$3,157.73$4.7KGBDC
3$12,870$196.17$23,578$5,898.68$10.7KGBDC
4$13,970$199.21$37,115$11,886.75$23.1KGBDC
5$15,150$202.09$66,136$26,423.57$51.0KGBDC
6$16,416$204.82$137,257$66,491.44$120.8KGBDC
7$17,772$207.41$341,734$194,868.54$324.0KGBDC
8$19,226$209.86$1,050,788$685,133.02$1.03MGBDC
9$20,784$212.18$4,099,314$2,974,971.01$4.08MGBDC
10$22,453$214.36$20,775,530$16,389,263.41$20.75MGBDC

NLSI vs GBDC: Complete Analysis 2026

NLSIStock

NLSI implements a long short equity strategy combined with an options overlay to generate monthly income while maintaining exposure to US equities. The fund holds long and short positions in mid- and large-cap US exchange-traded equities, with portfolio construction guided by a proprietary process that differentiates companies with stronger expected fundamentals from those viewed less favorably. Long positions are built through bottom-up security selection, while short positions target equities with weaker balance sheets, cash flow, or sector conditions. Alongside the equity portfolio, the fund employs an options strategy using index-based put spreads, consisting of written and purchased put options, to generate option premium and support income generation. The options positions may be actively adjusted prior to expiration and are designed to complement the equity exposures rather than hedge them outright. The fund maintains a consistent long short structure with defined gross exposure targets and may hold cash and short-term instruments to support portfolio operations and short positions.

Full NLSI Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this NLSI vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NLSI vs SCHDNLSI vs JEPINLSI vs ONLSI vs KONLSI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.