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NPACY vs BTI: Dividend Comparison 2026

NPACY yields 5.15% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NPACY wins by $1107.92M in total portfolio value
10 years
NPACY
NPACY
● Live price
5.15%
Share price
$0.97
Annual div
$0.05
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1107.96M
Annual income
$1,044,937,652.91
Full NPACY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — NPACY vs BTI

📍 NPACY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNPACYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NPACY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NPACY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPACY
Annual income on $10K today (after 15% tax)
$438.14/yr
After 10yr DRIP, annual income (after tax)
$888,197,004.97/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, NPACY beats the other by $888,194,623.03/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of NPACY + BTI for your $10,000?

NPACY: 50%BTI: 50%
100% BTI50/50100% NPACY
Portfolio after 10yr
$554.00M
Annual income
$522,470,227.59/yr
Blended yield
94.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

NPACY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.4
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPACY buys
0
BTI buys
0
No recent congressional trades found for NPACY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNPACYBTI
Forward yield5.15%5.40%
Annual dividend / share$0.05$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%11.3%
Portfolio after 10y$1107.96M$37.8K
Annual income after 10y$1,044,937,652.91$2,802.29
Total dividends collected$1103.37M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: NPACY vs BTI ($10,000, DRIP)

YearNPACY PortfolioNPACY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,682$982.47$11,301$601.08+$381.00NPACY
2$14,545$2,044.54$12,799$706.58+$1.7KNPACY
3$20,097$4,534.26$14,527$832.38+$5.6KNPACY
4$32,664$11,160.24$16,527$982.75+$16.1KNPACY
5$67,262$32,310.98$18,846$1,162.95+$48.4KNPACY
6$190,488$118,518.08$21,545$1,379.49+$168.9KNPACY
7$801,716$597,893.37$24,694$1,640.41+$777.0KNPACY
8$5,340,285$4,482,448.94$28,378$1,955.69+$5.31MNPACY
9$58,900,251$53,186,146.30$32,702$2,337.79+$58.87MNPACY
10$1,107,960,921$1,044,937,652.91$37,794$2,802.29+$1107.92MNPACY

NPACY vs BTI: Complete Analysis 2026

NPACYStock

Quadient S.A. provides business solutions for customers through digital and physical channels in France and internationally. The company offers customer experience management, business process automation, mail-related solutions, and parcel locker solutions. It provides Quadient Inspire, a software solution that helps businesses design, manage, and send personalized, omnichannel communications in large volumes. The company also offers Quadient Impress, a multichannel outbound document management platform; YayPay, account receivable process automation solutions; and Beanworks, accounts payable solution automating error-prone manual processes. In addition, it provides lines of software and hardware for preparing and sending mails in low and high volumes. Further, the company operates a pick-up, drop-off solution that offers businesses and people who need to manage their deliveries and returns. Additionally, it distributes print finishing equipment, such as guillotines, binding machines, laminating machines, and paper folding machines; provides professional and maintenance services; shipping software solutions; and automated packaging solutions. It serves financial services, healthcare, higher education, insurance, public sectors/government, retail, service providers, shipping carriers, telecommunications, and utilities industries. The company was formerly known as Neopost S.A. and changed its name to Quadient S.A. in September 2019. Quadient S.A. was founded in 1924 and is headquartered in Bagneux, France.

Full NPACY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.