HomeCompareNPACY vs GBDC

NPACY vs GBDC: Dividend Comparison 2026

NPACY yields 5.15% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NPACY wins by $1087.11M in total portfolio value· pulled ahead in Year 5
10 years
NPACY
NPACY
● Live price
5.15%
Share price
$0.97
Annual div
$0.05
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1107.96M
Annual income
$1,044,937,652.91
Full NPACY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — NPACY vs GBDC

📍 NPACY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNPACYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NPACY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NPACY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPACY
Annual income on $10K today (after 15% tax)
$438.14/yr
After 10yr DRIP, annual income (after tax)
$888,197,004.97/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, NPACY beats the other by $874,213,881.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPACY + GBDC for your $10,000?

NPACY: 50%GBDC: 50%
100% GBDC50/50100% NPACY
Portfolio after 10yr
$564.41M
Annual income
$530,694,193.37/yr
Blended yield
94.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

NPACY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.4
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPACY buys
0
GBDC buys
0
No recent congressional trades found for NPACY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNPACYGBDC
Forward yield5.15%11.86%
Annual dividend / share$0.05$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%51.1%
Portfolio after 10y$1107.96M$20.85M
Annual income after 10y$1,044,937,652.91$16,450,733.83
Total dividends collected$1103.37M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: NPACY vs GBDC ($10,000, DRIP)

YearNPACY PortfolioNPACY Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,682$982.47$12,492$1,791.70$810.00GBDC
2$14,545$2,044.54$16,527$3,160.58$2.0KGBDC
3$20,097$4,534.26$23,588$5,904.90$3.5KGBDC
4$32,664$11,160.24$37,141$11,901.65$4.5KGBDC
5← crossover$67,262$32,310.98$66,205$26,463.38+$1.1KNPACY
6$190,488$118,518.08$137,452$66,612.65+$53.0KNPACY
7$801,716$597,893.37$342,372$195,298.53+$459.3KNPACY
8$5,340,285$4,482,448.94$1,053,292$686,954.33+$4.29MNPACY
9$58,900,251$53,186,146.30$4,111,439$2,984,416.95+$54.79MNPACY
10$1,107,960,921$1,044,937,652.91$20,849,974$16,450,733.83+$1087.11MNPACY

NPACY vs GBDC: Complete Analysis 2026

NPACYStock

Quadient S.A. provides business solutions for customers through digital and physical channels in France and internationally. The company offers customer experience management, business process automation, mail-related solutions, and parcel locker solutions. It provides Quadient Inspire, a software solution that helps businesses design, manage, and send personalized, omnichannel communications in large volumes. The company also offers Quadient Impress, a multichannel outbound document management platform; YayPay, account receivable process automation solutions; and Beanworks, accounts payable solution automating error-prone manual processes. In addition, it provides lines of software and hardware for preparing and sending mails in low and high volumes. Further, the company operates a pick-up, drop-off solution that offers businesses and people who need to manage their deliveries and returns. Additionally, it distributes print finishing equipment, such as guillotines, binding machines, laminating machines, and paper folding machines; provides professional and maintenance services; shipping software solutions; and automated packaging solutions. It serves financial services, healthcare, higher education, insurance, public sectors/government, retail, service providers, shipping carriers, telecommunications, and utilities industries. The company was formerly known as Neopost S.A. and changed its name to Quadient S.A. in September 2019. Quadient S.A. was founded in 1924 and is headquartered in Bagneux, France.

Full NPACY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.