Is NPSTF or XYLD a better dividend investment in 2026?

NPSTF currently yields 5.00% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NPSTF and XYLD?

NPSTF has a forward dividend yield of 5.00% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 6.20 percentage points.

Home › Compare › NPSTF vs XYLD

NPSTF vs XYLD: Dividend Comparison 2026

NPSTF yields 5.00% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NPSTF wins by $1.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NPSTF

● Live price

5.00%

Share price

$40.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$688.23

Full NPSTF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — NPSTF vs XYLD

📍 NPSTF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NPSTF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NPSTF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NPSTF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPSTF

Annual income on $10K today (after 15% tax)

$424.89/yr

After 10yr DRIP, annual income (after tax)

$585.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,263.38/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPSTF + XYLD for your $10,000?

NPSTF: 50%XYLD: 50%

100% XYLD50/50100% NPSTF

Portfolio after 10yr

$26.8K

Annual income

$2,019.62/yr

Blended yield

7.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPSTF buys

XYLD buys

No recent congressional trades found for NPSTF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNPSTFXYLD

Forward yield	5.00%	11.20% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.8K ✓	$25.9K
Annual income after 10y	$688.23	$3,351.03 ✓
Total dividends collected	$6.0K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NPSTF vs XYLD ($10,000, DRIP)

Year	NPSTF Portfolio	NPSTF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,200	$499.88	$10,840	$1,120.44	+$360.00 → NPSTF
2	$12,507	$523.23	$11,786	$1,249.59	+$721.00 → NPSTF
3	$13,929	$546.07	$12,854	$1,397.78	+$1.1K → NPSTF
4	$15,472	$568.35	$14,063	$1,568.33	+$1.4K → NPSTF
5	$17,145	$590.03	$15,434	$1,765.19	+$1.7K → NPSTF
6	$18,956	$611.06	$16,995	$1,993.14	+$2.0K → NPSTF
7	$20,915	$631.41	$18,777	$2,257.95	+$2.1K → NPSTF
8	$23,030	$651.07	$20,818	$2,566.58	+$2.2K → NPSTF
9	$25,312	$670.01	$23,163	$2,927.50	+$2.1K → NPSTF
10	$27,772	$688.23	$25,865	$3,351.03	+$1.9K → NPSTF

NPSTF vs XYLD: Complete Analysis 2026

NPSTF — Stock

Nippon Steel Trading Corporation markets and imports/exports steel, industrial supply and infrastructure, textiles, foodstuffs, and other products in Japan and internationally. The company operates through four segments: Steel, Industrial Supply and Infrastructure, Textiles, and Foodstuffs. Its steel products comprise steel sheets, steel pipes and tubes, structural steels, special steel, rods and bars, construction and raw materials, and machinery, as well as other steel, stainless steel, and titanium products. The company also offers industrial supply and infrastructure products, such as machinery and facilities for steel production, general industrial machinery, cast and forged steel products, railroad car components, automotive parts, nonferrous raw materials, nonferrous milled products, and carbon fiber products. In addition, it develops, operates, and sells industrial parks; generates and supplies electric power; and provides water supply and drainage systems. Further, the company offers textile related products and materials. Additionally, it provides foodstuffs that include processed meat products comprising beef, pork, chicken, etc.; processed fishery products, such as shrimp, crab, etc.; agricultural products and processed foods; and other foodstuffs and processed foods. Nippon Steel Trading Corporation was incorporated in 1977 and is headquartered in Tokyo, Japan.

Full NPSTF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this NPSTF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NPSTF vs SCHD NPSTF vs JEPI NPSTF vs O NPSTF vs KO NPSTF vs MAIN NPSTF vs QYLD NPSTF vs JEPQ NPSTF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.