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NTOIF vs MCD: Dividend Comparison 2026

NTOIF yields 0.54% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $58.8K in total portfolio value
10 years
NTOIF
NTOIF
● Live price
0.54%
Share price
$32.00
Annual div
$0.17
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full NTOIF calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — NTOIF vs MCD

📍 MCD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNTOIFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NTOIF + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NTOIF pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NTOIF
Annual income on $10K today (after 15% tax)
$45.63/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,293.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NTOIF + MCD for your $10,000?

NTOIF: 50%MCD: 50%
100% MCD50/50100% NTOIF
Portfolio after 10yr
$49.2K
Annual income
$13,113.88/yr
Blended yield
26.68%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

NTOIF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
3.7
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NTOIF buys
0
MCD buys
0
No recent congressional trades found for NTOIF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNTOIFMCD
Forward yield0.54%2.35%
Annual dividend / share$0.17$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%42.3%
Portfolio after 10y$19.8K$78.5K
Annual income after 10y$0.05$26,227.70
Total dividends collected$54.00$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: NTOIF vs MCD ($10,000, DRIP)

YearNTOIF PortfolioNTOIF Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$10,727$26.84$10,815$334.85$88.00MCD
2$11,491$13.45$11,826$491.71$335.00MCD
3$12,302$6.74$13,123$730.06$821.00MCD
4$13,167$3.37$14,853$1,100.07$1.7KMCD
5$14,090$1.69$17,257$1,690.61$3.2KMCD
6$15,077$0.84$20,752$2,667.01$5.7KMCD
7$16,133$0.42$26,103$4,354.83$10.0KMCD
8$17,263$0.21$34,794$7,437.78$17.5KMCD
9$18,471$0.11$49,926$13,461.60$31.5KMCD
10$19,764$0.05$78,550$26,227.70$58.8KMCD

NTOIF vs MCD: Complete Analysis 2026

NTOIFStock

Neste Oyj provides renewable and oil products in Finland and other Nordic countries, Baltic Rim, other European countries, North and South America, and internationally. The company operates in four segments: Renewable Products, Oil Products, Marketing & Services, and Others. The Renewable Products segment produces, markets, and sells renewable diesel, renewable jet fuels and solutions, and renewable solvents, as well as raw material for bioplastics based on its technology to wholesale markets. The Oil Products segment produces, markets, and sells diesel fuel, gasoline, aviation and marine fuels, light and heavy fuel oils, base oils, gasoline components, small engine gasoline, solvents, liquid gases, and bitumen. This segment serves retailers and distributors, oil majors and trading companies, petrochemicals companies, and companies marketing lubricants and solvents. The Marketing & Services segment markets and sells petroleum products and associated services to private motorists, industry, transport companies, farmers, and heating oil customers through a network of 947 service stations, as well as direct sales. The Others segment offers engineering and technology solutions. The company also manufactures raw materials for polymers and chemicals materials. The company was formerly known as Neste Oil Oyj and changed its name to Neste Oyj in June 2015. Neste Oyj was founded in 1948 and is headquartered in Espoo, Finland.

Full NTOIF Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.