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NUBC vs MCD: Dividend Comparison 2026

NUBC yields 3.12% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $46.6K in total portfolio value· pulled ahead in Year 5
10 years
NUBC
NUBC
● Live price
3.12%
Share price
$29.50
Annual div
$0.92
5Y div CAGR
15.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,070.17
Full NUBC calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — NUBC vs MCD

📍 MCD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNUBCMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NUBC + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
NUBC pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NUBC
Annual income on $10K today (after 15% tax)
$265.08/yr
After 10yr DRIP, annual income (after tax)
$1,759.64/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $20,533.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NUBC + MCD for your $10,000?

NUBC: 50%MCD: 50%
100% MCD50/50100% NUBC
Portfolio after 10yr
$55.2K
Annual income
$14,148.93/yr
Blended yield
25.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

NUBC
No analyst data
Altman Z
-0.8
Piotroski
3/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NUBC buys
0
MCD buys
0
No recent congressional trades found for NUBC or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNUBCMCD
Forward yield3.12% ✓2.35%
Annual dividend / share$0.92$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.9%42.3% ✓
Portfolio after 10y$31.9K$78.5K ✓
Annual income after 10y$2,070.17$26,227.70 ✓
Total dividends collected$9.9K$58.5K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: NUBC vs MCD ($10,000, DRIP)

YearNUBC PortfolioNUBC Income/yrMCD PortfolioMCD Income/yrGap
1$11,061$361.45$10,815$334.85+$246.00 → NUBC
2$12,269$433.07$11,826$491.71+$443.00 → NUBC
3$13,648$520.30$13,123$730.06+$525.00 → NUBC
4$15,230$626.92$14,853$1,100.07+$377.00 → NUBC
5← crossover$17,054$757.80$17,257$1,690.61$203.00 → MCD
6$19,167$919.13$20,752$2,667.01$1.6K → MCD
7$21,628$1,118.93$26,103$4,354.83$4.5K → MCD
8$24,509$1,367.59$34,794$7,437.78$10.3K → MCD
9$27,904$1,678.71$49,926$13,461.60$22.0K → MCD
10$31,927$2,070.17$78,550$26,227.70$46.6K → MCD

NUBC vs MCD: Complete Analysis 2026

NUBC — Stock

Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers. It offers checking, money market, and savings accounts; certificates of deposit; individual retirement accounts; investment securities; deposit and trust services; and debit and credit cards. The company also provides commercial mortgage; commercial, short term, working capital, residential investment, secondary market real estate, home equity, personal, and vehicle loans; lines of credit; letters of credit; government lending programs; agricultural financing; insurance products; and merchant services, as well as Internet and telephone banking services, and safe deposit boxes. It operates in Northumberland, Snyder, and the Union counties in Pennsylvania. The company was founded in 1903 and is based in Northumberland, Pennsylvania.

Full NUBC Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.