HomeCompareNXRT vs UNP

NXRT vs UNP: Dividend Comparison 2026

NXRT yields 8.36% · UNP yields 2.29%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NXRT wins by $33.62M in total portfolio value
10 years
NXRT
NXRT
● Live price
8.36%
Share price
$24.87
Annual div
$2.08
5Y div CAGR
61.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.69M
Annual income
$28,140,010.86
Full NXRT calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — NXRT vs UNP

📍 NXRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNXRTUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NXRT + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NXRT pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NXRT
Annual income on $10K today (after 15% tax)
$710.90/yr
After 10yr DRIP, annual income (after tax)
$23,919,009.23/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, NXRT beats the other by $23,903,305.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NXRT + UNP for your $10,000?

NXRT: 50%UNP: 50%
100% UNP50/50100% NXRT
Portfolio after 10yr
$16.88M
Annual income
$14,079,242.88/yr
Blended yield
83.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

NXRT
Analyst Ratings
3
Buy
6
Hold
1
Sell
Consensus: Hold
Price Target
$27.00
+8.6% upside vs current
Range: $27.00 — $27.00
Altman Z
0.8
Piotroski
6/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NXRT buys
0
UNP buys
7
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNXRTUNP
Forward yield8.36%2.29%
Annual dividend / share$2.08$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR61.3%40.9%
Portfolio after 10y$33.69M$69.9K
Annual income after 10y$28,140,010.86$18,474.89
Total dividends collected$33.20M$44.9K
Payment frequencyquarterlyquarterly
SectorREITStock
Analyst consensusHoldBuy
Analyst price target$27.00$276.57

Year-by-year: NXRT vs UNP ($10,000, DRIP)

YearNXRT PortfolioNXRT Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$12,049$1,349.03$11,023$322.76+$1.0KNXRT
2$15,343$2,450.33$12,263$468.48+$3.1KNXRT
3$21,120$4,703.57$13,808$686.31+$7.3KNXRT
4$32,359$9,760.57$15,792$1,017.59+$16.6KNXRT
5$57,168$22,543.64$18,430$1,532.54+$38.7KNXRT
6$121,208$60,038.38$22,075$2,355.20+$99.1KNXRT
7$321,585$191,892.40$27,335$3,714.82+$294.3KNXRT
8$1,111,585$767,489.07$35,306$6,057.38+$1.08MNXRT
9$5,188,562$3,999,166.02$48,080$10,302.43+$5.14MNXRT
10$33,691,773$28,140,010.86$69,920$18,474.89+$33.62MNXRT

NXRT vs UNP: Complete Analysis 2026

NXRTREIT

NexPoint Residential Trust is a publicly traded REIT, with its shares listed on the New York Stock Exchange under the symbol NXRT, primarily focused on acquiring, owning and operating well-located middle-income multifamily properties with value-add potential in large cities and suburban submarkets of large cities, primarily in the Southeastern and Southwestern United States. NXRT is externally advised by NexPoint Real Estate Advisors, L.P., an affiliate of NexPoint Advisors, L.P., an SEC-registered investment advisor, which has extensive real estate experience.

Full NXRT Calculator →

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.