HomeCompareNXRT vs USB

NXRT vs USB: Dividend Comparison 2026

NXRT yields 8.29% · USB yields 3.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NXRT wins by $8.7K in total portfolio value
10 years
NXRT
NXRT
● Live price
8.29%
Share price
$25.08
Annual div
$2.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.6K
Annual income
$1,401.00
Full NXRT calculator →
USB
USB
● Live price
3.97%
Share price
$51.36
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$512.58
Full USB calculator →

Portfolio growth — NXRT vs USB

📍 NXRT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNXRTUSB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, NXRT + USB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NXRT pays
USB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NXRT
Annual income on $10K today (after 15% tax)
$704.94/yr
After 10yr DRIP, annual income (after tax)
$1,190.85/yr
USB
Annual income on $10K today (after 15% tax)
$337.62/yr
After 10yr DRIP, annual income (after tax)
$435.69/yr
At 15% tax rate, NXRT beats the other by $755.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NXRT + USB for your $10,000?

NXRT: 50%USB: 50%
100% USB50/50100% NXRT
Portfolio after 10yr
$30.3K
Annual income
$956.79/yr
Blended yield
3.16%
📊

Analyst Conviction Gap

Where Wall Street is split right now

NXRT
No analyst data
USB
No analyst data
Price Target
$60.14
+17.1% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NXRT buys
0
USB buys
11
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$USB▼ Sell$1,001 - $15,0002025-09-26
Ro Khanna🏢 House$USB▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$USB▲ Buy$1,001 - $15,0002025-06-13
Carol Devine Miller🏢 House$USB▼ Sell$1,001 - $15,0002025-03-10
Neal P. Dunn🏢 House$USB▲ Buy$1,001 - $15,0002024-11-06
Valerie Hoyle🏢 House$USB▲ Buy$1,001 - $15,0002024-10-29
Neal P. Dunn🏢 House$USB▲ Buy$1,001 - $15,0002024-09-27
Ro Khanna🏢 House$USB▲ Buy$1,001 - $15,0002024-09-09
Mike Kelly🏢 House$USB▼ Sell$1,001 - $15,0002024-04-11
Ro Khanna🏢 House$USB▲ Buy$1,001 - $15,0002023-11-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNXRTUSB
Forward yield8.29%3.97%
Annual dividend / share$2.08$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.6K$25.9K
Annual income after 10y$1,401.00$512.58
Total dividends collected$11.2K$4.6K
Payment frequencyquarterlyquarterly
SectorREITFinancials

Year-by-year: NXRT vs USB ($10,000, DRIP)

YearNXRT PortfolioNXRT Income/yrUSB PortfolioUSB Income/yrGap
1← crossover$11,529$829.35$11,097$397.20+$432.00NXRT
2$13,230$893.63$12,286$411.94+$944.00NXRT
3$15,114$958.36$13,572$426.23+$1.5KNXRT
4$17,196$1,023.24$14,962$440.05+$2.2KNXRT
5$19,487$1,087.98$16,463$453.39+$3.0KNXRT
6$22,004$1,152.32$18,082$466.23+$3.9KNXRT
7$24,760$1,216.00$19,826$478.57+$4.9KNXRT
8$27,772$1,278.80$21,704$490.40+$6.1KNXRT
9$31,057$1,340.53$23,725$501.74+$7.3KNXRT
10$34,632$1,401.00$25,899$512.58+$8.7KNXRT

NXRT vs USB: Complete Analysis 2026

NXRTREIT

NexPoint Residential Trust is a publicly traded REIT, with its shares listed on the New York Stock Exchange under the symbol NXRT, primarily focused on acquiring, owning and operating well-located middle-income multifamily properties with value-add potential in large cities and suburban submarkets of large cities, primarily in the Southeastern and Southwestern United States. NXRT is externally advised by NexPoint Real Estate Advisors, L.P., an affiliate of NexPoint Advisors, L.P., an SEC-registered investment advisor, which has extensive real estate experience.

Full NXRT Calculator →

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Full USB Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.