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NYMTG vs EPRT: Dividend Comparison 2026

NYMTG yields 6.85% · EPRT yields 3.97%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTG wins by $350.9K in total portfolio value
10 years
NYMTG
NYMTG
● Live price
6.85%
Share price
$24.99
Annual div
$1.71
5Y div CAGR
39.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$415.2K
Annual income
$202,364.78
Full NYMTG calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — NYMTG vs EPRT

📍 NYMTG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTGEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTG + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTG pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTG
Annual income on $10K today (after 15% tax)
$581.95/yr
After 10yr DRIP, annual income (after tax)
$172,010.06/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, NYMTG beats the other by $160,814.84/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTG + EPRT for your $10,000?

NYMTG: 50%EPRT: 50%
100% EPRT50/50100% NYMTG
Portfolio after 10yr
$239.8K
Annual income
$107,767.82/yr
Blended yield
44.94%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

NYMTG
No analyst data
Altman Z
0.8
Piotroski
7/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTG buys
0
EPRT buys
0
No recent congressional trades found for NYMTG or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTGEPRT
Forward yield6.85%3.97%
Annual dividend / share$1.71$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.2%29%
Portfolio after 10y$415.2K$64.3K
Annual income after 10y$202,364.78$13,170.85
Total dividends collected$369.1K$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: NYMTG vs EPRT ($10,000, DRIP)

YearNYMTG PortfolioNYMTG Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$11,653$953.03$11,212$512.01+$441.00NYMTG
2$13,914$1,444.77$12,689$692.09+$1.2KNYMTG
3$17,132$2,244.16$14,521$944.30+$2.6KNYMTG
4$21,926$3,594.76$16,841$1,302.88+$5.1KNYMTG
5$29,446$5,985.19$19,841$1,821.64+$9.6KNYMTG
6$41,964$10,456.89$23,818$2,587.47+$18.1KNYMTG
7$64,288$19,387.03$29,230$3,744.65+$35.1KNYMTG
8$107,427$38,638.85$36,816$5,540.38+$70.6KNYMTG
9$198,944$83,996.84$47,806$8,413.17+$151.1KNYMTG
10$415,235$202,364.78$64,324$13,170.85+$350.9KNYMTG

NYMTG vs EPRT: Complete Analysis 2026

NYMTGStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company's targeted residential loans, including business purpose loans; agency RMBS; non-agency residential mortgage-backed securities (RMBS); structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; and other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It also owns and manages single-family rental properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTG Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.